Compare · 2 funds side by side · dividends reinvested

XLUI and VTI

XLUISPDR×VTIVanguard×
$7.5k$10k$12.5k$15k$17.5kLow $7,682 · 2022VTI$16,375Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,375VTI · best of the two
02 / 04

XLUI and VTI, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.3
State Street Utilities Select Sector SPDR Premium Income ETFIncome · Premium income0.35%15.54%+7.0%+4.8%[…][…]−12.3%12.1%$68M1.7
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: XLUI 2025 · VTI 2001
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Head to Head

5Y
State Street Utilities Select Sector SPDR Premium Income ETF · $68M[…]
XLUI
VTI
Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLUIMeasureVTI
+7.0%Year to dateJan 1 → Nov 6+8.9%
+4.8%1 yearTotal return+9.9%
[…]3 years · per year$10,000 became […] · $18,004+21.7%
[…]5 years · per year$10,000 became […] · $16,375+10.4%
0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%
15.54%Trailing 12-mo yield$1,554 · $109 a year on $10k1.09%
−12.3%Worst dropSmaller is better−8.9%
12.1%VolatilityLower is calmer13.7%
XLUIVTI Winner of the row, in its colourEach row: the bigger of the two fills its side
2–4VTI wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

XLUI vs VTI: Top 5 Holdings

Today
102.0%in top 5
VTI
in top 525.0%
XLUIStockVTI
102.1%XLUnot top 5
not top 5NVDA7.1%
not top 5AAPL6.6%
not top 5MSFT5.2%
not top 5AMZN3.3%
not top 5GOOGL2.8%
-0.0%XLU26112not top 5
-0.0%XLU26112not top 5
-0.1%XLU26112not top 5
-0.1%XLU26112not top 5
Held in common0.0%
End-of-day Nov 6, 2026 · share of each fund
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XLUI vs VTI Returns, Every Period

1Y
SPDRXLUI
+4.8%
past year
VTIVanguard
+9.9%
past year
0%+5%+10%+7.0%+8.9%YTD+4.8%+9.9%1 year
XLUIVTIFaded: behind in that period
0–2VTI wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
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Income vs Core: XLUI vs VTI

YTD
SPDRXLUI
+7.0%
VTIVanguard
+8.9%
Jan 1Nov 6+7.0%+8.9%
+7.0%Year to date+8.9%
−12.3%Worst drop · 1Y−8.9%
12.1%Volatility · 1Y13.7%
15.5%Yield1.1%
$68.0MAssets$689B
2–2level
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XLUI, VTI

Today
0.03%lowest, VTI
FundExpense ratioFee$10k
VTI0.03%$3
XLUI0.35%$35
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XLUI, VTI

1Y
15.54%highest, XLUI
FundTrailing yieldYield$10k
XLUI15.54%$1,554
VTI1.09%$109
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$1,519most kept, XLUI
XLUI$1,554 − $35 = $1,519
VTI$109 − $3 = $106
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XLUI, VTI

Today
0.0%most shared, XLUI and VTI
XLUIVTI
XLUI—0.0%
VTI0.0%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+9.9%VTI, at 13.7% volatility
0%+2.5%+5%+7.5%+10%+12.5%5%10%15%Volatility · 1 year → bumpierVTI +9.9%XLUI +4.8%
XLUIWorst drop−12.3%12.1% vol
VTIWorst drop−8.9%13.7% vol
End-of-day Nov 6, 2026 · up and left is better
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Paid More vs Made More

YTD
Jan 1Nov 6+7.0%+8.9%
+7.0%Year to date+8.9%
15.5%Yield1.1%
+4.8%Past year+9.9%
0.35%Fee0.03%
3–1VTI wins
End-of-day Nov 6, 2026
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Popular Pairs Near These Two

VTI vs ITOT

YTD
VanguardVTI
+8.9%
ITOTiShares
+8.8%
Jan 1Nov 6+8.9%+8.8%
+8.9%Year to date+8.8%
1.1%Yield1.0%
$689BAssets$93.2B
2–0VTI wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+3.2%
JEPIJ.P. Morgan
+5.3%
Jan 1Nov 6+3.2%+5.3%
+3.2%Year to date+5.3%
12.8%Yield8.1%
$40.7BAssets$45.2B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com