Compare · 3 funds side by side · dividends reinvested

XLY, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749SPYM · best of the three

02 / 04

XLY, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$185B1.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.0

State Street Consumer Discretionary Select Sector SPDR ETFSectors · Consumer0.08%0.80%−1.1%−1.4%+17.2%+4.4%−15.0%19.1%$22.7B2.9

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XLY 1998 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street Consumer Discretionary Select Sector SPDR ETF · $22.7B$12,388

XLY

SPYM

State Street SPDR Portfolio S&P 500 ETF · $185B$17,749

$10,000 five years ago, dividends reinvested · they hold 8.9% in common

XLYMeasureSPYM

−1.1%Year to dateJan 1 → Nov 3+11.5%

−1.4%1 yearTotal return+11.9%

+17.2%3 years · per year$10,000 became $16,081 · $19,092+24.1%

+4.4%5 years · per year$10,000 became $12,388 · $17,749+12.2%

0.08%Expense ratio$8 · $2 a year on $10k · lower is better0.02%

0.80%Trailing 12-mo yield$80 · $103 a year on $10k1.03%

−15.0%Worst dropSmaller is better−8.9%

19.1%VolatilityLower is calmer12.7%

XLYSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SPYM wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLY vs SPYM: Top 5 Holdings

Today

XLY

54.3%in top 5

SPYM

in top 527.4%

XLYStockSPYM

21.5%AMZN3.6%

18.8%TSLAnot top 5

not top 5NVDA7.8%

not top 5AAPL7.7%

not top 5MSFT5.9%

5.4%HDnot top 5

4.4%MCDnot top 5

4.1%TJXnot top 5

not top 5GOOGL2.5%

Held in common8.9%

End-of-day Nov 3, 2026 · share of each fund

XLY vs SPYM Returns, Every Period

SPDRXLY

+4.4%

5 years, per year

SPYMSPDR

+12.2%

5 years, per year

XLYSPYMFaded: behind in that period

0–4SPYM wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Sector vs Core: XLY vs SPYM

YTD

SPDRXLY

−1.1%

SPYMSPDR

+11.5%

−1.1%Year to date+11.5%

−15.0%Worst drop · 1Y−8.9%

19.1%Volatility · 1Y12.7%

0.8%Yield1.0%

$22.7BAssets$185B

4–0SPYM wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLY, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

XLY0.08%$8

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XLY, SPYM, SPY

1.03%highest, SPYM

FundTrailing yieldYield$10k

SPYM1.03%$103

SPY1.01%$101

XLY0.80%$80

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$101most kept, SPYM

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

XLY$80 − $8 = $72

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XLY, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

XLYSPYMSPY

XLY—8.9%8.9%

SPYM8.9%—99.9%

SPY8.9%99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%SPYM, at 12.7% volatility

SPYMWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

XLYWorst drop−15.0%19.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMSPY

+11.5%Year to date+11.5%

1.0%Yield1.0%

+11.9%Past year+11.8%

0.02%Fee0.09%

2–0SPYM wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026