Compare · 3 funds side by side · dividends reinvested

XLY, XLP and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

XLY, XLP and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.70T1.4

State Street Consumer Staples Select Sector SPDR ETFSectors · Consumer0.08%2.47%+16.7%+19.8%+13.2%+7.3%−9.7%15.3%$14.8B1.8

State Street Consumer Discretionary Select Sector SPDR ETFSectors · Consumer0.08%0.80%−1.1%−1.4%+17.2%+4.4%−15.0%19.1%$22.5B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XLY 1998 · XLP 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

State Street Consumer Discretionary Select Sector SPDR ETF · $22.5B$12,388

XLY

XLP

State Street Consumer Staples Select Sector SPDR ETF · $14.8B$14,200

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLYMeasureXLP

−1.1%Year to dateJan 1 → Nov 3+16.7%

−1.4%1 yearTotal return+19.8%

+17.2%3 years · per year$10,000 became $16,081 · $14,489+13.2%

+4.4%5 years · per year$10,000 became $12,388 · $14,200+7.3%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

0.80%Trailing 12-mo yield$80 · $247 a year on $10k2.47%

−15.0%Worst dropSmaller is better−9.7%

19.1%VolatilityLower is calmer15.3%

XLYXLP Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6XLP wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLY vs XLP: Top 5 Holdings

Today

XLY

54.3%in top 5

XLP

in top 542.0%

XLYStockXLP

21.5%AMZNnot top 5

18.8%TSLAnot top 5

not top 5WMT11.1%

not top 5COST9.1%

not top 5PG7.7%

not top 5KO7.4%

not top 5PM6.7%

5.4%HDnot top 5

4.4%MCDnot top 5

4.1%TJXnot top 5

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

XLY vs XLP Returns, Every Period

SPDRXLY

+4.4%

5 years, per year

XLPSPDR

+7.3%

5 years, per year

XLYXLPFaded: behind in that period

1–3XLP wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

XLY vs XLP

YTD

SPDRXLY

−1.1%

XLPSPDR

+16.7%

−1.1%Year to date+16.7%

−15.0%Worst drop · 1Y−9.7%

19.1%Volatility · 1Y15.3%

0.8%Yield2.5%

$22.5BAssets$14.8B

4–0XLP wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XLY, XLP, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLY0.08%$8

XLP0.08%$8

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XLY, XLP, VOO

2.47%highest, XLP

FundTrailing yieldYield$10k

XLP2.47%$247

VOO1.07%$107

XLY0.80%$80

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLP

XLP$247 − $8 = $239

VOO$107 − $3 = $104

XLY$80 − $8 = $72

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XLY, XLP, VOO

Today

8.6%most shared, XLY and VOO

XLYXLPVOO

XLY—0.0%8.6%

XLP0.0%—4.4%

VOO8.6%4.4%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.8%XLP, at 15.3% volatility

VOOWorst drop−8.9%12.7% vol

XLPWorst drop−9.7%15.3% vol

XLYWorst drop−15.0%19.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLPVOO

+16.7%Year to date+11.5%

2.5%Yield1.1%

+19.8%Past year+11.9%

0.08%Fee0.03%

3–1XLP wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$814B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.70TAssets$867B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$128B

2–0SCHD wins

End-of-day Nov 3, 2026