Compare · 3 funds side by side · dividends reinvested

XOMO, USOI and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,643USOI · best of the three

02 / 04

XOMO, USOI and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.6

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Income · Covered calls0.85%59.82%+52.9%+49.1%+12.4%+13.3%−23.5%24.3%$314M1.9

YieldMax XOM Option Income Strategy ETFIncome · Covered calls1.17%36.57%+30.0%+35.9%+13.5%[…]−17.3%21.8%$39M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XOMO 2023 · USOI 2017 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

YieldMax XOM Option Income Strategy ETF · $39M[…]

XOMO

USOI

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $314M$18,643

$10,000 five years ago, dividends reinvested

XOMOMeasureUSOI

+30.0%Year to dateJan 1 → Nov 3+52.9%

+35.9%1 yearTotal return+49.1%

+13.5%3 years · per year$10,000 became $14,615 · $14,204+12.4%

[…]5 years · per year$10,000 became […] · $18,643+13.3%

1.17%Expense ratio$117 · $85 a year on $10k · lower is better0.85%

36.57%Trailing 12-mo yield$3,657 · $5,982 a year on $10k59.82%

−17.3%Worst dropSmaller is better−23.5%

21.8%VolatilityLower is calmer24.3%

XOMOUSOI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4USOI wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XOMO vs USOI: Top 5 Holdings

Today

XOMO

[…]in top 5

USOI

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

XOMO vs USOI Returns, Every Period

YieldMaxXOMO

+35.9%

past year

USOIETRACS

+49.1%

past year

XOMOUSOIFaded: behind in that period

1–2USOI wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

XOMO vs USOI

YTD

YieldMaxXOMO

+30.0%

USOIETRACS

+52.9%

+30.0%Year to date+52.9%

−17.3%Worst drop · 1Y−23.5%

21.8%Volatility · 1Y24.3%

36.6%Yield59.8%

$39.1MAssets$314M

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XOMO, USOI, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

USOI0.85%$85

XOMO1.17%$117

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XOMO, USOI, SCHD

59.82%highest, USOI

FundTrailing yieldYield$10k

USOI59.82%$5,982

XOMO36.57%$3,657

SCHD2.97%$297

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,897most kept, USOI

USOI$5,982 − $85 = $5,897

XOMO$3,657 − $117 = $3,540

SCHD$297 − $6 = $291

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XOMO, USOI, SCHD

Today

[…]holdings […]

XOMOUSOISCHD

XOMO—[…][…]

USOI[…]—[…]

SCHD[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+49.1%USOI, at 24.3% volatility

SCHDWorst drop−6.9%11.4% vol

XOMOWorst drop−17.3%21.8% vol

USOIWorst drop−23.5%24.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

USOISCHD

+52.9%Year to date+32.8%

59.8%Yield3.0%

+49.1%Past year+37.6%

0.85%Fee0.06%

3–1USOI wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026