Compare · 2 funds side by side · dividends reinvested

XOP and XLF

XOPSPDR×XLFSPDR×
$5k$10k$15k$20k$25kLow $9,325 · 2021XOP$18,340XLF$15,503Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,340XOP · best of the two
02 / 04

XOP and XLF, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street SPDR S&P Oil & Gas Exploration & Production ETFSectors · Energy0.35%1.79%+39.7%+41.1%+8.7%+12.9%−18.5%30.1%$4.1B1.5
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.5
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 5, 2026 · returns include dividends · since: XOP 2006 · XLF 1998
@TheETFTracker·theetftracker.com

Head to Head

5Y
State Street SPDR S&P Oil & Gas Exploration & Production ETF · $4.1B$18,340
XOP
XLF
State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XOPMeasureXLF
+39.7%Year to dateJan 1 → Nov 5+6.3%
+41.1%1 yearTotal return+11.4%
+8.7%3 years · per year$10,000 became $12,853 · $18,620+23.0%
+12.9%5 years · per year$10,000 became $18,340 · $15,503+9.2%
0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%
1.79%Trailing 12-mo yield$179 · $144 a year on $10k1.44%
−18.5%Worst dropSmaller is better−14.8%
30.1%VolatilityLower is calmer15.3%
XOPXLF Winner of the row, in its colourEach row: the bigger of the two fills its side
4–4Level
End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

XOP vs XLF: Top 5 Holdings

Today
XOP
15.2%in top 5
XLF
in top 543.7%
XOPStockXLF
not top 5BRK-B12.9%
not top 5JPM11.2%
not top 5V8.9%
not top 5MA6.5%
not top 5BAC4.0%
3.6%RRCnot top 5
3.0%XOMnot top 5
2.9%CVXnot top 5
2.9%COPnot top 5
2.9%EOGnot top 5
Held in common0.0%
End-of-day Nov 5, 2026 · share of each fund
@TheETFTracker·theetftracker.com

XOP vs XLF Returns, Every Period

5Y
SPDRXOP
+12.9%
5 years, per year
XLFSPDR
+9.2%
5 years, per year
0%+10%+20%+30%+40%+50%+39.7%+6.3%YTD+41.1%+11.4%1 year+8.7%+23.0%3 yrs · yr+12.9%+9.2%5 yrs · yr
XOPXLFFaded: behind in that period
3–1XOP wins
End-of-day Nov 5, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

XOP vs XLF

YTD
SPDRXOP
+39.7%
XLFSPDR
+6.3%
Jan 1Nov 5+39.7%+6.3%
+39.7%Year to date+6.3%
−18.5%Worst drop · 1Y−14.8%
30.1%Volatility · 1Y15.3%
1.8%Yield1.4%
$4.1BAssets$55.5B
2–2level
End-of-day Nov 5, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XOP, XLF

Today
0.08%lowest, XLF
FundExpense ratioFee$10k
XLF0.08%$8
XOP0.35%$35
End-of-day Nov 5, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XOP, XLF

1Y
1.79%highest, XOP
FundTrailing yieldYield$10k
XOP1.79%$179
XLF1.44%$144
End-of-day Nov 5, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$144most kept, XOP
XOP$179 − $35 = $144
XLF$144 − $8 = $136
KeptFee
End-of-day Nov 5, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XOP, XLF

Today
0.0%most shared, XOP and XLF
XOPXLF
XOP—0.0%
XLF0.0%—
End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+41.1%XOP, at 30.1% volatility
0%+20%+40%+60%10%20%30%40%Volatility · 1 year → bumpierXOP +41.1%XLF +11.4%
XLFWorst drop−14.8%15.3% vol
XOPWorst drop−18.5%30.1% vol
End-of-day Nov 5, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
XOPXLF
Jan 1Nov 5+39.7%+6.3%
+39.7%Year to date+6.3%
1.8%Yield1.4%
+41.1%Past year+11.4%
0.35%Fee0.08%
3–1XOP wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+32.3%
VIGVanguard
+12.5%
Jan 1Nov 5+32.3%+12.5%
+32.3%Year to date+12.5%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+5.2%
Jan 1Nov 5+8.5%+5.2%
+8.5%Year to date+5.2%
12.2%Yield8.1%
$42.6BAssets$46.8B
2–0JEPQ wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+8.4%
SPYSPDR
+8.3%
Jan 1Nov 5+8.4%+8.3%
+8.4%Year to date+8.3%
1.1%Yield1.0%
$182BAssets$819B
2–0SPYM wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com