Compare · 3 funds side by side · dividends reinvested

XPAY, DFAC and VOO

XPAYRoundhill×DFACDimensional×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,115VOO · best of the three

02 / 04

XPAY, DFAC and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+15.8%+17.7%+23.2%+11.7%−8.5%12.3%$87.6B1.6

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.6

Roundhill Investments - S&P 500 Target 20 Managed Distribution ETFUS Stock Styles · Large cap0.49%21.27%+12.8%+12.6%[…][…]−9.3%12.9%$183M2.7

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XPAY 2024 · DFAC 2005 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Roundhill Investments - S&P 500 Target 20 Managed Distribution ETF · $183M[…]

XPAY

DFAC

Dimensional - US Core Equity 2 ETF · $87.6B$17,417

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XPAYMeasureDFAC

+12.8%Year to dateJan 1 → Nov 4+15.8%

+12.6%1 yearTotal return+17.7%

[…]3 years · per year$10,000 became […] · $18,682+23.2%

[…]5 years · per year$10,000 became […] · $17,417+11.7%

0.49%Expense ratio$49 · $21 a year on $10k · lower is better0.21%

21.27%Trailing 12-mo yield$2,127 · $87 a year on $10k0.87%

−9.3%Worst dropSmaller is better−8.5%

12.9%VolatilityLower is calmer12.3%

XPAYDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5DFAC wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XPAY vs DFAC: Top 5 Holdings

Today

XPAY

5.8%in top 5

DFAC

in top 520.1%

XPAYStockDFAC

5.8%FGXXXnot top 5

not top 5AAPL5.6%

not top 5NVDA5.3%

not top 5MSFT4.8%

not top 5AMZN2.6%

not top 5META1.9%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

XPAY vs DFAC Returns, Every Period

RoundhillXPAY

+12.6%

past year

DFACDimensional

+17.7%

past year

XPAYDFACFaded: behind in that period

0–2DFAC wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Stocks vs Core: XPAY vs VOO

YTD

RoundhillXPAY

+12.8%

VOOVanguard

+13.4%

+12.8%Year to date+13.4%

−9.3%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y12.8%

21.3%Yield1.1%

$183MAssets$1.00T

3–1VOO wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XPAY, DFAC, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

DFAC0.21%$21

XPAY0.49%$49

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XPAY, DFAC, VOO

21.27%highest, XPAY

FundTrailing yieldYield$10k

XPAY21.27%$2,127

VOO1.05%$105

DFAC0.87%$87

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$2,078most kept, XPAY

XPAY$2,127 − $49 = $2,078

VOO$105 − $3 = $102

DFAC$87 − $21 = $66

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XPAY, DFAC, VOO

Today

67.6%most shared, DFAC and VOO

XPAYDFACVOO

XPAY—0.0%0.0%

DFAC0.0%—67.6%

VOO0.0%67.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%DFAC, at 12.3% volatility

DFACWorst drop−8.5%12.3% vol

VOOWorst drop−8.9%12.8% vol

XPAYWorst drop−9.3%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XPAYDFAC

+12.8%Year to date+15.8%

21.3%Yield0.9%

+12.6%Past year+17.7%

0.49%Fee0.21%

3–1DFAC wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026