Compare · 2 funds side by side · dividends reinvested

XPAY and SCHB

XPAYRoundhill×SCHBSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,894SCHB · best of the two

02 / 04

XPAY and SCHB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.06%+11.6%+11.7%+23.8%+11.1%−8.9%13.1%$44.0B1.3

Roundhill Investments - S&P 500 Target 20 Managed Distribution ETFUS Stock Styles · Large cap0.49%21.61%+11.0%+11.0%[…][…]−9.3%12.8%$183M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XPAY 2024 · SCHB 2009

Head to Head

Swap sides Versus in desk

Head to Head

Roundhill Investments - S&P 500 Target 20 Managed Distribution ETF · $183M[…]

XPAY

SCHB

Schwab U.S. Broad Market ETF · $44.0B$16,894

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XPAYMeasureSCHB

+11.0%Year to dateJan 1 → Nov 3+11.6%

+11.0%1 yearTotal return+11.7%

[…]3 years · per year$10,000 became […] · $18,993+23.8%

[…]5 years · per year$10,000 became […] · $16,894+11.1%

0.49%Expense ratio$49 · $3 a year on $10k · lower is better0.03%

21.61%Trailing 12-mo yield$2,161 · $106 a year on $10k1.06%

−9.3%Worst dropSmaller is better−8.9%

12.8%VolatilityLower is calmer13.1%

XPAYSCHB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SCHB wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XPAY vs SCHB: Top 5 Holdings

Today

XPAY

5.8%in top 5

SCHB

in top 524.2%

XPAYStockSCHB

not top 5AAPL6.8%

not top 5NVDA6.7%

5.8%FGXXXnot top 5

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.2%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

XPAY vs SCHB Returns, Every Period

RoundhillXPAY

+11.0%

past year

SCHBSchwab

+11.7%

past year

XPAYSCHBFaded: behind in that period

0–2SCHB wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

XPAY vs SCHB

YTD

RoundhillXPAY

+11.0%

SCHBSchwab

+11.6%

+11.0%Year to date+11.6%

−9.3%Worst drop · 1Y−8.9%

12.8%Volatility · 1Y13.1%

21.6%Yield1.1%

$183MAssets$44.0B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XPAY, SCHB

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

XPAY0.49%$49

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XPAY, SCHB

21.61%highest, XPAY

FundTrailing yieldYield$10k

XPAY21.61%$2,161

SCHB1.06%$106

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$2,112most kept, XPAY

XPAY$2,161 − $49 = $2,112

SCHB$106 − $3 = $103

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XPAY, SCHB

Today

0.0%most shared, XPAY and SCHB

XPAYSCHB

XPAY—0.0%

SCHB0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.7%SCHB, at 13.1% volatility

XPAYWorst drop−9.3%12.8% vol

SCHBWorst drop−8.9%13.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XPAYSCHB

+11.0%Year to date+11.6%

21.6%Yield1.1%

+11.0%Past year+11.7%

0.49%Fee0.03%

3–1SCHB wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026