Compare · 3 funds side by side · dividends reinvested

XRT, FDIS and VNQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,238FDIS · best of the three

02 / 04

XRT, FDIS and VNQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Real Estate ETFSectors · Real estate0.13%3.50%+13.1%+13.7%+13.0%+1.5%−11.4%14.3%$35.9B1.6

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.80%+9.5%+18.8%+16.8%+0.8%−13.5%21.5%$591M2.1

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.74%+3.2%+5.0%+16.0%+4.1%−15.5%19.7%$1.6B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XRT 2006 · FDIS 2013 · VNQ 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Retail ETF · $591M$10,408

XRT

FDIS

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,238

$10,000 five years ago, dividends reinvested · they hold 14.1% in common

XRTMeasureFDIS

+9.5%Year to dateJan 1 → Nov 9+3.2%

+18.8%1 yearTotal return+5.0%

+16.8%3 years · per year$10,000 became $15,936 · $15,592+16.0%

+0.8%5 years · per year$10,000 became $10,408 · $12,238+4.1%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

0.80%Trailing 12-mo yield$80 · $74 a year on $10k0.74%

−13.5%Worst dropSmaller is better−15.5%

21.5%VolatilityLower is calmer19.7%

XRTFDIS Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XRT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs FDIS: Top 5 Holdings

Today

XRT

9.0%in top 5

FDIS

in top 547.7%

XRTStockFDIS

not top 5AMZN22.3%

not top 5TSLA15.0%

not top 5HD5.1%

not top 5MCD3.0%

not top 5TJX2.3%

1.9%VSXYnot top 5

1.8%REALnot top 5

1.8%UPBDnot top 5

1.7%KSSnot top 5

1.7%ASOnot top 5

Held in common14.1%

End-of-day Nov 9, 2026 · share of each fund

XRT vs FDIS Returns, Every Period

SPDRXRT

+0.8%

5 years, per year

FDISFidelity

+4.1%

5 years, per year

XRTFDISFaded: behind in that period

3–1XRT wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XRT vs VNQ

YTD

SPDRXRT

+9.5%

VNQVanguard

+13.1%

+9.5%Year to date+13.1%

−13.5%Worst drop · 1Y−11.4%

21.5%Volatility · 1Y14.3%

0.8%Yield3.5%

$591MAssets$35.9B

4–0VNQ wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, FDIS, VNQ

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

VNQ0.13%$13

XRT0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XRT, FDIS, VNQ

3.50%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.50%$350

XRT0.80%$80

FDIS0.74%$74

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, VNQ

VNQ$350 − $13 = $337

FDIS$74 − $8 = $66

XRT$80 − $35 = $45

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XRT, FDIS, VNQ

Today

14.1%most shared, XRT and FDIS

XRTFDISVNQ

XRT—14.1%0.0%

FDIS14.1%—0.0%

VNQ0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.8%XRT, at 21.5% volatility

VNQWorst drop−11.4%14.3% vol

FDISWorst drop−15.5%19.7% vol

XRTWorst drop−13.5%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VNQXRT

+13.1%Year to date+9.5%

3.5%Yield0.8%

+13.7%Past year+18.8%

0.13%Fee0.35%

3–1VNQ wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VNQ vs SCHH

YTD

VanguardVNQ

+13.1%

SCHHSchwab

+16.5%

+13.1%Year to date+16.5%

3.5%Yield2.8%

$35.9BAssets$11.2B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026