Compare · 3 funds side by side · dividends reinvested

XRT, FDIS and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,404XLE · best of the three

02 / 04

XRT, FDIS and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.47%+40.6%+45.4%+16.7%+20.5%−15.0%23.3%$44.1B1.5

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.82%+7.5%+15.0%+17.2%+1.0%−13.5%21.4%$413M2.0

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.76%+0.3%+0.9%+16.3%+3.9%−15.5%19.7%$1.6B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XRT 2006 · FDIS 2013 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,115

FDIS

XRT

State Street SPDR S&P Retail ETF · $413M$10,527

$10,000 five years ago, dividends reinvested · they hold 14.0% in common

FDISMeasureXRT

+0.3%Year to dateJan 1 → Nov 5+7.5%

+0.9%1 yearTotal return+15.0%

+16.3%3 years · per year$10,000 became $15,748 · $16,079+17.2%

+3.9%5 years · per year$10,000 became $12,115 · $10,527+1.0%

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

0.76%Trailing 12-mo yield$76 · $82 a year on $10k0.82%

−15.5%Worst dropSmaller is better−13.5%

19.7%VolatilityLower is calmer21.4%

FDISXRT Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XRT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDIS vs XRT: Top 5 Holdings

Today

FDIS

47.7%in top 5

XRT

in top 58.9%

FDISStockXRT

22.0%AMZNnot top 5

15.5%TSLAnot top 5

5.1%HDnot top 5

2.9%MCDnot top 5

2.3%TJXnot top 5

not top 5KSS1.8%

not top 5VSXY1.8%

not top 5REAL1.8%

not top 5ETSY1.7%

not top 5UPBD1.7%

Held in common14.0%

End-of-day Nov 5, 2026 · share of each fund

FDIS vs XRT Returns, Every Period

FidelityFDIS

+3.9%

5 years, per year

XRTSPDR

+1.0%

5 years, per year

FDISXRTFaded: behind in that period

1–3XRT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

FDIS vs XLE

YTD

FidelityFDIS

+0.3%

XLESPDR

+40.6%

+0.3%Year to date+40.6%

−15.5%Worst drop · 1Y−15.0%

19.7%Volatility · 1Y23.3%

0.8%Yield2.5%

$1.6BAssets$44.1B

3–1XLE wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, FDIS, XLE

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XLE0.08%$8

XRT0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XRT, FDIS, XLE

2.47%highest, XLE

FundTrailing yieldYield$10k

XLE2.47%$247

XRT0.82%$82

FDIS0.76%$76

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$239most kept, XLE

XLE$247 − $8 = $239

FDIS$76 − $8 = $68

XRT$82 − $35 = $47

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XRT, FDIS, XLE

Today

14.0%most shared, XRT and FDIS

XRTFDISXLE

XRT—14.0%0.0%

FDIS14.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+45.4%XLE, at 23.3% volatility

FDISWorst drop−15.5%19.7% vol

XRTWorst drop−13.5%21.4% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXRT

+40.6%Year to date+7.5%

2.5%Yield0.8%

+45.4%Past year+15.0%

0.08%Fee0.35%

4–0XLE wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+40.6%

VDEVanguard

+38.4%

+40.6%Year to date+38.4%

2.5%Yield2.4%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026