Compare · 3 funds side by side · dividends reinvested

XRT, FDIS and XLF

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,765XLF · best of the three

Story of the three · IncomeMost incomeXLF · 1.41% · $141 a year on $10k

Story of the three · RiskSmallest drop

XRT, FDIS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.41%+8.4%+12.4%+22.2%+9.5%−14.8%15.3%$54.1B1.4

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.81%+9.1%+16.2%+15.9%−0.2%−13.5%21.5%$605M2.0

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.74%+3.1%+3.2%+15.3%+3.8%−15.5%19.7%$1.6B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: XRT 2006 · FDIS 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,076

FDIS

XRT

State Street SPDR S&P Retail ETF · $605M$9,913

$10,000 five years ago, dividends reinvested · they hold 14.0% in common

FDIS

More Ways to See the Pairs

FDIS vs XRT: Top 5 Holdings

Today

FDIS

48.3%in top 5

XRT

in top 59.3%

FDISStockXRT

22.6%AMZNnot top 5

15.4%TSLAnot top 5

5.1%HDnot top 5

2.9%MCDnot top 5

2.2%TJXnot top 5

Cost, Income and Risk

Fees: XRT, FDIS, XLF

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XLF0.08%$8

XRT0.35%$35

End-of-day Nov 11, 2026 · fee on $10,000 a year

Yields: XRT, FDIS, XLF

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.6%

VIGVanguard

+16.0%

+34.6%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 11, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.1%

JEPIJ.P. Morgan

+8.6%

SPYM vs SPY

YTD

SPDRSPYM

+12.4%

SPYSPDR

+12.3%

Measure

XRT

+3.1%Year to dateJan 1 → Nov 11+9.1%

+3.2%1 yearTotal return+16.2%

+15.3%3 years · per year$10,000 became $15,335 · $15,550+15.9%

+3.8%5 years · per year$10,000 became $12,076 · $9,913−0.2%

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

0.74%Trailing 12-mo yield$74 · $81 a year on $10k0.81%

−15.5%Worst dropSmaller is better−13.5%

19.7%VolatilityLower is calmer21.5%

FDISXRT Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XRT wins

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

not top 5REAL2.0%

not top 5VSXY1.9%

not top 5KSS1.8%

not top 5ASO1.8%

not top 5UPBD1.8%

Held in common14.0%

End-of-day Nov 11, 2026 · share of each fund

FDIS vs XRT Returns, Every Period

5Y

FidelityFDIS

+3.8%

5 years, per year

XRTSPDR

−0.2%

5 years, per year

FDISXRTFaded: behind in that period

1–3XRT wins

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

FDIS vs XLF

YTD

FidelityFDIS

+3.1%

XLFSPDR

+8.4%

+3.1%Year to date+8.4%

−15.5%Worst drop · 1Y−14.8%

19.7%Volatility · 1Y15.3%

0.7%Yield1.4%

$1.6BAssets$54.1B

4–0XLF wins

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

1Y

1.41%highest, XLF

FundTrailing yieldYield$10k

XLF1.41%$141

XRT0.81%$81

FDIS0.74%$74

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$133most kept, XLF

XLF$141 − $8 = $133

FDIS$74 − $8 = $66

XRT$81 − $35 = $46

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: XRT, FDIS, XLF

Today

14.0%most shared, XRT and FDIS

XRTFDISXLF

XRT—14.0%0.0%

FDIS14.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+16.2%XRT, at 21.5% volatility

XLFWorst drop−14.8%15.3% vol

FDISWorst drop−15.5%19.7% vol

XRTWorst drop−13.5%21.5% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

XLFXRT

+8.4%Year to date+9.1%

1.4%Yield0.8%

+12.4%Past year+16.2%

0.08%Fee0.35%

2–2level

End-of-day Nov 11, 2026

+8.1%Year to date+8.6%

12.2%Yield7.8%

$41.8BAssets$46.8B

1–1level

End-of-day Nov 11, 2026

+12.4%Year to date+12.3%

1.0%Yield1.0%

$183BAssets$793B

1–0SPYM wins

End-of-day Nov 11, 2026

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XRT, FDIS and XLF

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three