Compare · 2 funds side by side · dividends reinvested

XRT and FDIS

XRTSPDR×FDISFidelity×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,246FDIS · best of the two

02 / 04

XRT and FDIS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.84%+4.8%+10.6%+16.7%+0.4%−13.5%20.6%$439M1.5

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.76%+0.2%−0.1%+17.1%+4.1%−15.5%19.0%$1.6B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XRT 2006 · FDIS 2013

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,246

FDIS

XRT

State Street SPDR S&P Retail ETF · $439M$10,207

$10,000 five years ago, dividends reinvested · they hold 14.0% in common

FDISMeasureXRT

+0.2%Year to dateJan 1 → Nov 3+4.8%

−0.1%1 yearTotal return+10.6%

+17.1%3 years · per year$10,000 became $16,040 · $15,888+16.7%

+4.1%5 years · per year$10,000 became $12,246 · $10,207+0.4%

0.08%Expense ratio$8 · $35 a year on $10k · lower is better0.35%

0.76%Trailing 12-mo yield$76 · $84 a year on $10k0.84%

−15.5%Worst dropSmaller is better−13.5%

19.0%VolatilityLower is calmer20.6%

FDISXRT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDIS vs XRT: Top 5 Holdings

Today

FDIS

47.9%in top 5

XRT

in top 58.8%

FDISStockXRT

21.0%AMZNnot top 5

16.8%TSLAnot top 5

5.0%HDnot top 5

2.8%MCDnot top 5

2.3%TJXnot top 5

not top 5KSS1.9%

not top 5VSXY1.8%

not top 5ETSY1.7%

not top 5BBWI1.7%

not top 5OLLI1.7%

Held in common14.0%

End-of-day Nov 3, 2026 · share of each fund

FDIS vs XRT Returns, Every Period

FidelityFDIS

+4.1%

5 years, per year

XRTSPDR

+0.4%

5 years, per year

FDISXRTFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

FDIS vs XRT

YTD

FidelityFDIS

+0.2%

XRTSPDR

+4.8%

+0.2%Year to date+4.8%

−15.5%Worst drop · 1Y−13.5%

19.0%Volatility · 1Y20.6%

0.8%Yield0.8%

$1.6BAssets$439M

2–1XRT wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, FDIS

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XRT0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XRT, FDIS

0.84%highest, XRT

FundTrailing yieldYield$10k

XRT0.84%$84

FDIS0.76%$76

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$68most kept, FDIS

FDIS$76 − $8 = $68

XRT$84 − $35 = $49

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XRT, FDIS

Today

14.0%most shared, XRT and FDIS

XRTFDIS

XRT—14.0%

FDIS14.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+10.6%XRT, at 20.6% volatility

FDISWorst drop−15.5%19.0% vol

XRTWorst drop−13.5%20.6% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XRTFDIS

+4.8%Year to date+0.2%

0.8%Yield0.8%

+10.6%Past year−0.1%

0.35%Fee0.08%

2–1XRT wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026