Compare · 2 funds side by side · dividends reinvested

XRT and FDIS

XRTSPDR×FDISFidelity×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,115FDIS · best of the two

02 / 04

XRT and FDIS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.82%+7.5%+15.0%+17.2%+1.0%−13.5%21.4%$413M1.4

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.76%+0.3%+0.9%+16.3%+3.9%−15.5%19.7%$1.6B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XRT 2006 · FDIS 2013

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Retail ETF · $413M$10,527

XRT

FDIS

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,115

$10,000 five years ago, dividends reinvested · they hold 14.0% in common

XRTMeasureFDIS

+7.5%Year to dateJan 1 → Nov 5+0.3%

+15.0%1 yearTotal return+0.9%

+17.2%3 years · per year$10,000 became $16,079 · $15,748+16.3%

+1.0%5 years · per year$10,000 became $10,527 · $12,115+3.9%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

0.82%Trailing 12-mo yield$82 · $76 a year on $10k0.76%

−13.5%Worst dropSmaller is better−15.5%

21.4%VolatilityLower is calmer19.7%

XRTFDIS Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XRT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs FDIS: Top 5 Holdings

Today

XRT

8.9%in top 5

FDIS

in top 547.7%

XRTStockFDIS

not top 5AMZN22.0%

not top 5TSLA15.5%

not top 5HD5.1%

not top 5MCD2.9%

not top 5TJX2.3%

1.8%KSSnot top 5

1.8%VSXYnot top 5

1.8%REALnot top 5

1.7%ETSYnot top 5

1.7%UPBDnot top 5

Held in common14.0%

End-of-day Nov 5, 2026 · share of each fund

XRT vs FDIS Returns, Every Period

SPDRXRT

+1.0%

5 years, per year

FDISFidelity

+3.9%

5 years, per year

XRTFDISFaded: behind in that period

3–1XRT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

XRT vs FDIS

YTD

SPDRXRT

+7.5%

FDISFidelity

+0.3%

+7.5%Year to date+0.3%

−13.5%Worst drop · 1Y−15.5%

21.4%Volatility · 1Y19.7%

0.8%Yield0.8%

$413MAssets$1.6B

2–1XRT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, FDIS

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XRT0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XRT, FDIS

0.82%highest, XRT

FundTrailing yieldYield$10k

XRT0.82%$82

FDIS0.76%$76

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$68most kept, FDIS

FDIS$76 − $8 = $68

XRT$82 − $35 = $47

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XRT, FDIS

Today

14.0%most shared, XRT and FDIS

XRTFDIS

XRT—14.0%

FDIS14.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+15.0%XRT, at 21.4% volatility

FDISWorst drop−15.5%19.7% vol

XRTWorst drop−13.5%21.4% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XRTFDIS

+7.5%Year to date+0.3%

0.8%Yield0.8%

+15.0%Past year+0.9%

0.35%Fee0.08%

2–1XRT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026