Compare · 3 funds side by side · dividends reinvested

XRT, IVV and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

XRT, IVV and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.4

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$850B1.8

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.82%+7.5%+15.0%+17.2%+1.0%−13.5%21.4%$571M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XRT 2006 · IVV 2000 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Retail ETF · $571M$10,527

XRT

IVV

iShares Core S&P 500 ETF · $850B$17,151

$10,000 five years ago, dividends reinvested · they hold 4.0% in common

XRTMeasureIVV

+7.5%Year to dateJan 1 → Nov 5+8.4%

+15.0%1 yearTotal return+9.7%

+17.2%3 years · per year$10,000 became $16,079 · $18,221+22.1%

+1.0%5 years · per year$10,000 became $10,527 · $17,151+11.4%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.82%Trailing 12-mo yield$82 · $114 a year on $10k1.14%

−13.5%Worst dropSmaller is better−8.9%

21.4%VolatilityLower is calmer13.6%

XRTIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7IVV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs IVV: Top 5 Holdings

Today

XRT

8.9%in top 5

IVV

in top 527.7%

XRTStockIVV

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

1.8%KSSnot top 5

1.8%VSXYnot top 5

1.8%REALnot top 5

1.7%ETSYnot top 5

1.7%UPBDnot top 5

Held in common4.0%

End-of-day Nov 5, 2026 · share of each fund

XRT vs IVV Returns, Every Period

SPDRXRT

+1.0%

5 years, per year

IVViShares

+11.4%

5 years, per year

XRTIVVFaded: behind in that period

1–3IVV wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Core: XRT vs IVV

YTD

SPDRXRT

+7.5%

IVViShares

+8.4%

+7.5%Year to date+8.4%

−13.5%Worst drop · 1Y−8.9%

21.4%Volatility · 1Y13.6%

0.8%Yield1.1%

$571MAssets$850B

4–0IVV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, IVV, VOO

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VOO0.03%$3

XRT0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XRT, IVV, VOO

1.14%highest, IVV

FundTrailing yieldYield$10k

IVV1.14%$114

VOO1.10%$110

XRT0.82%$82

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VOO$110 − $3 = $107

XRT$82 − $35 = $47

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XRT, IVV, VOO

Today

93.5%most shared, IVV and VOO

XRTIVVVOO

XRT—4.0%3.6%

IVV4.0%—93.5%

VOO3.6%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.0%XRT, at 21.4% volatility

VOOWorst drop−8.9%13.5% vol

IVVWorst drop−8.9%13.6% vol

XRTWorst drop−13.5%21.4% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IVVVOO

+8.4%Year to date+8.4%

1.1%Yield1.1%

+9.7%Past year+9.8%

0.03%Fee0.03%

1–0VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026