Compare XRT and SPY | ETF Tracker

XRT and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.1

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.79%+10.6%+16.7%+18.6%+2.0%−13.5%21.3%$439M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XRT 2006 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

5Y

State Street SPDR S&P Retail ETF · $439M$11,026

XRT

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested · they hold 4.0% in common

XRTMeasureSPY

+10.6%Year to dateJan 1 → Nov 4+13.3%

+16.7%1 yearTotal return+13.4%

+18.6%3 years · per year$10,000 became $16,670 · $19,132+24.1%

+2.0%5 years · per year$10,000 became $11,026 · $18,060+12.6%

0.35%Expense ratio$35 · $9 a year on $10k · lower is better0.09%

0.79%Trailing 12-mo yield$79 · $99 a year on $10k0.99%

−13.5%Worst dropSmaller is better−8.9%

21.3%VolatilityLower is calmer12.9%

XRTSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs SPY: Top 5 Holdings

Today

XRT

8.8%in top 5

SPY

in top 527.3%

XRTStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

1.8%KSSnot top 5

1.8%REALnot top 5

1.8%VSXYnot top 5

1.7%BBWInot top 5

1.7%ETSYnot top 5

Held in common4.0%

End-of-day Nov 4, 2026 · share of each fund

XRT vs SPY Returns, Every Period

5Y

SPDRXRT

+2.0%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

XRTSPYFaded: behind in that period

1–3SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Sector vs Core: XRT vs SPY

YTD

SPDRXRT

+10.6%

SPYSPDR

+13.3%

+10.6%Year to date+13.3%

−13.5%Worst drop · 1Y−8.9%

21.3%Volatility · 1Y12.9%

0.8%Yield1.0%

$439MAssets$798B

4–0SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

XRT0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XRT, SPY

1Y

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

XRT0.79%$79

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$90most kept, SPY

SPY$99 − $9 = $90

XRT$79 − $35 = $44

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XRT, SPY

Today

4.0%most shared, XRT and SPY

XRTSPY

XRT—4.0%

SPY4.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+16.7%XRT, at 21.3% volatility

SPYWorst drop−8.9%12.9% vol

XRTWorst drop−13.5%21.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYXRT

+13.3%Year to date+10.6%

1.0%Yield0.8%

+13.4%Past year+16.7%

0.09%Fee0.35%

3–1SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026