Compare · 3 funds side by side · dividends reinvested

XRT, SPYM and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,553SPYM · best of the three

02 / 04

XRT, SPYM and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.5

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.8

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.80%+9.5%+18.8%+16.8%+0.8%−13.5%21.5%$591M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XRT 2006 · SPYM 2005 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Retail ETF · $591M$10,408

XRT

SPYM

State Street SPDR Portfolio S&P 500 ETF · $179B$17,553

$10,000 five years ago, dividends reinvested · they hold 4.1% in common

XRTMeasureSPYM

+9.5%Year to dateJan 1 → Nov 9+11.3%

+18.8%1 yearTotal return+13.6%

+16.8%3 years · per year$10,000 became $15,936 · $18,161+22.0%

+0.8%5 years · per year$10,000 became $10,408 · $17,553+11.9%

0.35%Expense ratio$35 · $2 a year on $10k · lower is better0.02%

0.80%Trailing 12-mo yield$80 · $103 a year on $10k1.03%

−13.5%Worst dropSmaller is better−8.9%

21.5%VolatilityLower is calmer13.7%

XRTSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SPYM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs SPYM: Top 5 Holdings

Today

XRT

9.0%in top 5

SPYM

in top 527.8%

XRTStockSPYM

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

1.9%VSXYnot top 5

1.8%REALnot top 5

1.8%UPBDnot top 5

1.7%KSSnot top 5

1.7%ASOnot top 5

Held in common4.1%

End-of-day Nov 9, 2026 · share of each fund

XRT vs SPYM Returns, Every Period

SPDRXRT

+0.8%

5 years, per year

SPYMSPDR

+11.9%

5 years, per year

XRTSPYMFaded: behind in that period

1–3SPYM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Core: XRT vs IVV

YTD

SPDRXRT

+9.5%

IVViShares

+11.3%

+9.5%Year to date+11.3%

−13.5%Worst drop · 1Y−8.9%

21.5%Volatility · 1Y13.8%

0.8%Yield1.1%

$591MAssets$875B

4–0IVV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, SPYM, IVV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

IVV0.03%$3

XRT0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XRT, SPYM, IVV

1.11%highest, IVV

FundTrailing yieldYield$10k

IVV1.11%$111

SPYM1.03%$103

XRT0.80%$80

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

XRT$80 − $35 = $45

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XRT, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

XRTSPYMIVV

XRT—4.1%4.1%

SPYM4.1%—99.9%

IVV4.1%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.8%XRT, at 21.5% volatility

SPYMWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

XRTWorst drop−13.5%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IVVSPYM

+11.3%Year to date+11.3%

1.1%Yield1.0%

+13.6%Past year+13.6%

0.03%Fee0.02%

1–1level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026