Compare · 2 funds side by side · dividends reinvested

XRT and VCR

XRTSPDR×VCRVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,229VCR · best of the two

02 / 04

XRT and VCR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.84%+4.8%+10.6%+16.7%+0.4%−13.5%20.6%$439M1.5

Vanguard Consumer Discretionary ETFSectors · Consumer0.09%0.76%+0.0%−0.2%+17.0%+4.1%−15.6%19.0%$5.6B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XRT 2006 · VCR 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Retail ETF · $439M$10,207

XRT

VCR

Vanguard Consumer Discretionary ETF · $5.6B$12,229

$10,000 five years ago, dividends reinvested · they hold 13.9% in common

XRTMeasureVCR

+4.8%Year to dateJan 1 → Nov 3+0.0%

+10.6%1 yearTotal return−0.2%

+16.7%3 years · per year$10,000 became $15,888 · $16,001+17.0%

+0.4%5 years · per year$10,000 became $10,207 · $12,229+4.1%

0.35%Expense ratio$35 · $9 a year on $10k · lower is better0.09%

0.84%Trailing 12-mo yield$84 · $76 a year on $10k0.76%

−13.5%Worst dropSmaller is better−15.6%

20.6%VolatilityLower is calmer19.0%

XRTVCR Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs VCR: Top 5 Holdings

Today

XRT

8.8%in top 5

VCR

in top 548.4%

XRTStockVCR

not top 5AMZN23.0%

not top 5TSLA15.9%

not top 5HD4.5%

not top 5MCD2.6%

not top 5TJX2.4%

1.9%KSSnot top 5

1.8%VSXYnot top 5

1.7%ETSYnot top 5

1.7%BBWInot top 5

1.7%OLLInot top 5

Held in common13.9%

End-of-day Nov 3, 2026 · share of each fund

XRT vs VCR Returns, Every Period

SPDRXRT

+0.4%

5 years, per year

VCRVanguard

+4.1%

5 years, per year

XRTVCRFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

XRT vs VCR

YTD

SPDRXRT

+4.8%

VCRVanguard

+0.0%

+4.8%Year to date+0.0%

−13.5%Worst drop · 1Y−15.6%

20.6%Volatility · 1Y19.0%

0.8%Yield0.8%

$439MAssets$5.6B

2–1XRT wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, VCR

Today

0.09%lowest, VCR

FundExpense ratioFee$10k

VCR0.09%$9

XRT0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XRT, VCR

0.84%highest, XRT

FundTrailing yieldYield$10k

XRT0.84%$84

VCR0.76%$76

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$67most kept, VCR

VCR$76 − $9 = $67

XRT$84 − $35 = $49

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XRT, VCR

Today

13.9%most shared, XRT and VCR

XRTVCR

XRT—13.9%

VCR13.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+10.6%XRT, at 20.6% volatility

VCRWorst drop−15.6%19.0% vol

XRTWorst drop−13.5%20.6% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XRTVCR

+4.8%Year to date+0.0%

0.8%Yield0.8%

+10.6%Past year−0.2%

0.35%Fee0.09%

2–1XRT wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026