Compare XRT and XLF | ETF Tracker

XRT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.4

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.79%+10.6%+16.7%+18.6%+2.0%−13.5%21.3%$439M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XRT 2006 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

5Y

State Street SPDR S&P Retail ETF · $439M$11,026

XRT

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XRTMeasureXLF

+10.6%Year to dateJan 1 → Nov 4+9.4%

+16.7%1 yearTotal return+15.3%

+18.6%3 years · per year$10,000 became $16,670 · $19,384+24.7%

+2.0%5 years · per year$10,000 became $11,026 · $16,157+10.1%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

0.79%Trailing 12-mo yield$79 · $140 a year on $10k1.40%

−13.5%Worst dropSmaller is better−14.8%

21.3%VolatilityLower is calmer15.0%

XRTXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs XLF: Top 5 Holdings

Today

XRT

8.8%in top 5

XLF

in top 543.4%

XRTStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

not top 5MA6.5%

not top 5BAC4.0%

1.8%KSSnot top 5

1.8%REALnot top 5

1.8%VSXYnot top 5

1.7%BBWInot top 5

1.7%ETSYnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

XRT vs XLF Returns, Every Period

5Y

SPDRXRT

+2.0%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

XRTXLFFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XRT vs XLF

YTD

SPDRXRT

+10.6%

XLFSPDR

+9.4%

+10.6%Year to date+9.4%

−13.5%Worst drop · 1Y−14.8%

21.3%Volatility · 1Y15.0%

0.8%Yield1.4%

$439MAssets$54.2B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XRT0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XRT, XLF

1Y

1.40%highest, XLF

FundTrailing yieldYield$10k

XLF1.40%$140

XRT0.79%$79

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$132most kept, XLF

XLF$140 − $8 = $132

XRT$79 − $35 = $44

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XRT, XLF

Today

0.0%most shared, XRT and XLF

XRTXLF

XRT—0.0%

XLF0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+16.7%XRT, at 21.3% volatility

XLFWorst drop−14.8%15.0% vol

XRTWorst drop−13.5%21.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLFXRT

+9.4%Year to date+10.6%

1.4%Yield0.8%

+15.3%Past year+16.7%

0.08%Fee0.35%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026