Compare · 3 funds side by side · dividends reinvested

XRT, XLF and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,379XLE · best of the three

02 / 04

XRT, XLF and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.9%+48.2%+18.0%+21.4%−15.0%23.2%$44.1B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B1.9

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.79%+10.6%+16.7%+18.6%+2.0%−13.5%21.3%$413M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XRT 2006 · XLF 1998 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Retail ETF · $413M$11,026

XRT

XLF

State Street Financial Select Sector SPDR ETF · $53.8B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XRTMeasureXLF

+10.6%Year to dateJan 1 → Nov 4+9.4%

+16.7%1 yearTotal return+15.3%

+18.6%3 years · per year$10,000 became $16,670 · $19,384+24.7%

+2.0%5 years · per year$10,000 became $11,026 · $16,157+10.1%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

0.79%Trailing 12-mo yield$79 · $140 a year on $10k1.40%

−13.5%Worst dropSmaller is better−14.8%

21.3%VolatilityLower is calmer15.0%

XRTXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs XLF: Top 5 Holdings

Today

XRT

8.8%in top 5

XLF

in top 543.4%

XRTStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

not top 5MA6.5%

not top 5BAC4.0%

1.8%KSSnot top 5

1.8%REALnot top 5

1.8%VSXYnot top 5

1.7%BBWInot top 5

1.7%ETSYnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

XRT vs XLF Returns, Every Period

SPDRXRT

+2.0%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

XRTXLFFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XRT vs XLE

YTD

SPDRXRT

+10.6%

XLESPDR

+44.9%

+10.6%Year to date+44.9%

−13.5%Worst drop · 1Y−15.0%

21.3%Volatility · 1Y23.2%

0.8%Yield2.4%

$413MAssets$44.1B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, XLF, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

XRT0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XRT, XLF, XLE

2.40%highest, XLE

FundTrailing yieldYield$10k

XLE2.40%$240

XLF1.40%$140

XRT0.79%$79

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$232most kept, XLE

XLE$240 − $8 = $232

XLF$140 − $8 = $132

XRT$79 − $35 = $44

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XRT, XLF, XLE

Today

0.0%most shared, XRT and XLF

XRTXLFXLE

XRT—0.0%0.0%

XLF0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+48.2%XLE, at 23.2% volatility

XLFWorst drop−14.8%15.0% vol

XRTWorst drop−13.5%21.3% vol

XLEWorst drop−15.0%23.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXRT

+44.9%Year to date+10.6%

2.4%Yield0.8%

+48.2%Past year+16.7%

0.08%Fee0.35%

4–0XLE wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026