Compare · 3 funds side by side · dividends reinvested

XRT, XLP and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,157XLF · best of the three

02 / 04

XRT, XLP and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Consumer Staples Select Sector SPDR ETFSectors · Consumer0.08%2.39%+20.6%+24.8%+13.8%+8.1%−9.7%15.6%$15.4B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.9

State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.79%+10.6%+16.7%+18.6%+2.0%−13.5%21.3%$439M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XRT 2006 · XLP 1998 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Retail ETF · $439M$11,026

XRT

XLP

State Street Consumer Staples Select Sector SPDR ETF · $15.4B$14,765

$10,000 five years ago, dividends reinvested · they hold 10.3% in common

XRTMeasureXLP

+10.6%Year to dateJan 1 → Nov 4+20.6%

+16.7%1 yearTotal return+24.8%

+18.6%3 years · per year$10,000 became $16,670 · $14,746+13.8%

+2.0%5 years · per year$10,000 became $11,026 · $14,765+8.1%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

0.79%Trailing 12-mo yield$79 · $239 a year on $10k2.39%

−13.5%Worst dropSmaller is better−9.7%

21.3%VolatilityLower is calmer15.6%

XRTXLP Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7XLP wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XRT vs XLP: Top 5 Holdings

Today

XRT

8.8%in top 5

XLP

in top 542.5%

XRTStockXLP

not top 5WMT11.4%

not top 5COST9.3%

not top 5PG7.7%

not top 5KO7.5%

not top 5PM6.6%

1.8%KSSnot top 5

1.8%REALnot top 5

1.8%VSXYnot top 5

1.7%BBWInot top 5

1.7%ETSYnot top 5

Held in common10.3%

End-of-day Nov 4, 2026 · share of each fund

XRT vs XLP Returns, Every Period

SPDRXRT

+2.0%

5 years, per year

XLPSPDR

+8.1%

5 years, per year

XRTXLPFaded: behind in that period

1–3XLP wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XRT vs XLP

YTD

SPDRXRT

+10.6%

XLPSPDR

+20.6%

+10.6%Year to date+20.6%

−13.5%Worst drop · 1Y−9.7%

21.3%Volatility · 1Y15.6%

0.8%Yield2.4%

$439MAssets$15.4B

4–0XLP wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XRT, XLP, XLF

Today

0.08%lowest, XLP

FundExpense ratioFee$10k

XLP0.08%$8

XLF0.08%$8

XRT0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XRT, XLP, XLF

2.39%highest, XLP

FundTrailing yieldYield$10k

XLP2.39%$239

XLF1.40%$140

XRT0.79%$79

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$231most kept, XLP

XLP$239 − $8 = $231

XLF$140 − $8 = $132

XRT$79 − $35 = $44

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XRT, XLP, XLF

Today

10.3%most shared, XRT and XLP

XRTXLPXLF

XRT—10.3%0.0%

XLP10.3%—0.0%

XLF0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.8%XLP, at 15.6% volatility

XLFWorst drop−14.8%15.0% vol

XLPWorst drop−9.7%15.6% vol

XRTWorst drop−13.5%21.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLPXRT

+20.6%Year to date+10.6%

2.4%Yield0.8%

+24.8%Past year+16.7%

0.08%Fee0.35%

4–0XLP wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026