Compare · 2 funds side by side · dividends reinvested

XRT and XLY

XRTSPDR×XLYSPDR×
$5k$7.5k$10k$12.5k$15kLow $6,606 · 2022XLY$12,888XRT$11,026Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,888XLY · best of the two
02 / 04

XRT and XLY, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street SPDR S&P Retail ETFSectors · Consumer0.35%0.79%+10.6%+16.7%+18.6%+2.0%−13.5%21.3%$413M1.4
State Street Consumer Discretionary Select Sector SPDR ETFSectors · Consumer0.08%0.76%+3.1%+1.9%+18.4%+5.2%−15.0%19.6%$22.7B1.6
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: XRT 2006 · XLY 1998
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Head to Head

5Y
State Street SPDR S&P Retail ETF · $413M$11,026
XRT
XLY
State Street Consumer Discretionary Select Sector SPDR ETF · $22.7B$12,888

$10,000 five years ago, dividends reinvested · they hold 11.1% in common

XRTMeasureXLY
+10.6%Year to dateJan 1 → Nov 4+3.1%
+16.7%1 yearTotal return+1.9%
+18.6%3 years · per year$10,000 became $16,670 · $16,616+18.4%
+2.0%5 years · per year$10,000 became $11,026 · $12,888+5.2%
0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%
0.79%Trailing 12-mo yield$79 · $76 a year on $10k0.76%
−13.5%Worst dropSmaller is better−15.0%
21.3%VolatilityLower is calmer19.6%
XRTXLY Winner of the row, in its colourEach row: the bigger of the two fills its side
5–3XRT wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

XRT vs XLY: Top 5 Holdings

Today
XRT
8.8%in top 5
XLY
in top 554.1%
XRTStockXLY
not top 5AMZN21.9%
not top 5TSLA18.4%
not top 5HD5.5%
not top 5MCD4.5%
not top 5TJX3.9%
1.8%KSSnot top 5
1.8%REALnot top 5
1.8%VSXYnot top 5
1.7%BBWInot top 5
1.7%ETSYnot top 5
Held in common11.1%
End-of-day Nov 4, 2026 · share of each fund
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XRT vs XLY Returns, Every Period

5Y
SPDRXRT
+2.0%
5 years, per year
XLYSPDR
+5.2%
5 years, per year
0%+10%+20%+10.6%+3.1%YTD+16.7%+1.9%1 year+18.6%+18.4%3 yrs · yr+2.0%+5.2%5 yrs · yr
XRTXLYFaded: behind in that period
3–1XRT wins
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
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XRT vs XLY

YTD
SPDRXRT
+10.6%
XLYSPDR
+3.1%
Jan 1Nov 4+10.6%+3.1%
+10.6%Year to date+3.1%
−13.5%Worst drop · 1Y−15.0%
21.3%Volatility · 1Y19.6%
0.8%Yield0.8%
$413MAssets$22.7B
2–1XRT wins
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
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Cost, Income and Risk

Fees: XRT, XLY

Today
0.08%lowest, XLY
FundExpense ratioFee$10k
XLY0.08%$8
XRT0.35%$35
End-of-day Nov 4, 2026 · fee on $10,000 a year
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Yields: XRT, XLY

1Y
0.79%highest, XRT
FundTrailing yieldYield$10k
XRT0.79%$79
XLY0.76%$76
End-of-day Nov 4, 2026 · trailing 12-month yield
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Income After Fees on $10,000

1Y
$68most kept, XLY
XLY$76 − $8 = $68
XRT$79 − $35 = $44
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
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Overlap: XRT, XLY

Today
11.1%most shared, XRT and XLY
XRTXLY
XRT—11.1%
XLY11.1%—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
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Return vs Bumpiness: 2 ETFs

1Y
+16.7%XRT, at 21.3% volatility
0%+5%+10%+15%+20%10%15%20%25%Volatility · 1 year → bumpierXRT +16.7%XLY +1.9%
XLYWorst drop−15.0%19.6% vol
XRTWorst drop−13.5%21.3% vol
End-of-day Nov 4, 2026 · up and left is better
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Paid More vs Made More

YTD
XRTXLY
Jan 1Nov 4+10.6%+3.1%
+10.6%Year to date+3.1%
0.8%Yield0.8%
+16.7%Past year+1.9%
0.35%Fee0.08%
2–1XRT wins
End-of-day Nov 4, 2026
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Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$123BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$42.1BAssets$46.1B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$182BAssets$805B
1–0SPYM wins
End-of-day Nov 4, 2026
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