Compare · 3 funds side by side · dividends reinvested

XSW, SCHD and XLK

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,164XLK · best of the three

02 / 04

XSW, SCHD and XLK, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.3

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$108B1.8

State Street SPDR S&P Software & Services ETFSectors · Technology0.35%0.00%+8.3%+4.5%+19.4%+2.3%−30.6%31.1%$500M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XSW 2011 · SCHD 2011 · XLK 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Software & Services ETF · $500M$11,226

XSW

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 1.1% in common

XSWMeasureSCHD

+8.3%Year to dateJan 1 → Nov 6+31.4%

+4.5%1 yearTotal return+37.0%

+19.4%3 years · per year$10,000 became $17,037 · $17,266+20.0%

+2.3%5 years · per year$10,000 became $11,226 · $16,267+10.2%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

0.00%Trailing 12-mo yield$0 · $300 a year on $10k3.00%

−30.6%Worst dropSmaller is better−6.9%

31.1%VolatilityLower is calmer11.7%

XSWSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XSW vs SCHD: Top 5 Holdings

Today

XSW

6.1%in top 5

SCHD

in top 521.4%

XSWStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

1.4%BRZEnot top 5

1.3%GDYNnot top 5

1.2%APPNnot top 5

1.1%PTCnot top 5

1.1%ACNnot top 5

Held in common1.1%

End-of-day Nov 6, 2026 · share of each fund

XSW vs SCHD Returns, Every Period

SPDRXSW

+2.3%

5 years, per year

SCHDSchwab

+10.2%

5 years, per year

XSWSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Income: XSW vs SCHD

YTD

SPDRXSW

+8.3%

SCHDSchwab

+31.4%

+8.3%Year to date+31.4%

−30.6%Worst drop · 1Y−6.9%

31.1%Volatility · 1Y11.7%

0.0%Yield3.0%

$500MAssets$120B

4–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XSW, SCHD, XLK

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

XLK0.08%$8

XSW0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XSW, SCHD, XLK

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

XLK0.51%$51

XSW0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

XLK$51 − $8 = $43

XSW$0 − $35 = −$35

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XSW, SCHD, XLK

Today

12.0%most shared, XSW and XLK

XSWSCHDXLK

XSW—1.1%12.0%

SCHD1.1%—4.0%

XLK12.0%4.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

XLKWorst drop−19.6%28.5% vol

XSWWorst drop−30.6%31.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDXLK

+31.4%Year to date+14.8%

3.0%Yield0.5%

+37.0%Past year+12.2%

0.06%Fee0.08%

4–0SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$108BAssets$155B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026