Compare · 3 funds side by side · dividends reinvested

XTL, IVV and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$19,659XTL · best of the three

02 / 04

XTL, IVV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.8

State Street SPDR S&P Telecom ETFSectors · Communication0.35%1.04%+21.8%+28.1%+42.1%+14.5%−31.1%32.7%$382M1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: XTL 2011 · IVV 2000 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Telecom ETF · $382M$19,659

XTL

IVV

iShares Core S&P 500 ETF · $875B$17,545

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

XTLMeasureIVV

+21.8%Year to dateJan 1 → Nov 9+11.3%

+28.1%1 yearTotal return+13.6%

+42.1%3 years · per year$10,000 became $28,714 · $18,159+22.0%

+14.5%5 years · per year$10,000 became $19,659 · $17,545+11.9%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

1.04%Trailing 12-mo yield$104 · $111 a year on $10k1.11%

−31.1%Worst dropSmaller is better−8.9%

32.7%VolatilityLower is calmer13.8%

XTLIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XTL vs IVV: Top 5 Holdings

Today

XTL

19.5%in top 5

IVV

in top 527.8%

XTLStockIVV

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

4.1%UInot top 5

4.0%EXTRnot top 5

4.0%MSInot top 5

not top 5AMZN4.0%

3.7%GSATnot top 5

3.6%CMCSAnot top 5

not top 5GOOGL2.6%

Held in common1.9%

End-of-day Nov 9, 2026 · share of each fund

XTL vs IVV Returns, Every Period

SPDRXTL

+14.5%

5 years, per year

IVViShares

+11.9%

5 years, per year

XTLIVVFaded: behind in that period

4–0XTL wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Sector vs Core: XTL vs IVV

YTD

SPDRXTL

+21.8%

IVViShares

+11.3%

+21.8%Year to date+11.3%

−31.1%Worst drop · 1Y−8.9%

32.7%Volatility · 1Y13.8%

1.0%Yield1.1%

$382MAssets$875B

3–1IVV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XTL, IVV, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

XTL0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: XTL, IVV, SPY

1.11%highest, IVV

FundTrailing yieldYield$10k

IVV1.11%$111

XTL1.04%$104

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

SPY$101 − $9 = $92

XTL$104 − $35 = $69

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: XTL, IVV, SPY

Today

99.9%most shared, IVV and SPY

XTLIVVSPY

XTL—1.9%1.9%

IVV1.9%—99.9%

SPY1.9%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+28.1%XTL, at 32.7% volatility

SPYWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

XTLWorst drop−31.1%32.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IVVXTL

+11.3%Year to date+21.8%

1.1%Yield1.0%

+13.6%Past year+28.1%

0.03%Fee0.35%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026