Compare · 3 funds side by side · dividends reinvested

XTL, IVV and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$19,188XTL · best of the three

02 / 04

XTL, IVV and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P Telecom ETFSectors · Communication0.35%1.10%+15.5%+17.8%+40.8%+13.9%−31.1%32.5%$447M1.9

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$850B1.9

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XTL 2011 · IVV 2000 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Telecom ETF · $447M$19,188

XTL

IVV

iShares Core S&P 500 ETF · $850B$17,177

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

XTLMeasureIVV

+15.5%Year to dateJan 1 → Nov 6+8.7%

+17.8%1 yearTotal return+9.8%

+40.8%3 years · per year$10,000 became $27,928 · $18,084+21.8%

+13.9%5 years · per year$10,000 became $19,188 · $17,177+11.4%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

1.10%Trailing 12-mo yield$110 · $114 a year on $10k1.14%

−31.1%Worst dropSmaller is better−8.9%

32.5%VolatilityLower is calmer13.6%

XTLIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XTL vs IVV: Top 5 Holdings

Today

XTL

18.7%in top 5

IVV

in top 527.8%

XTLStockIVV

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

4.1%MSInot top 5

not top 5AMZN4.0%

3.7%GSATnot top 5

3.7%CMCSAnot top 5

3.6%UInot top 5

3.6%EXTRnot top 5

not top 5GOOGL2.6%

Held in common1.9%

End-of-day Nov 6, 2026 · share of each fund

XTL vs IVV Returns, Every Period

SPDRXTL

+13.9%

5 years, per year

IVViShares

+11.4%

5 years, per year

XTLIVVFaded: behind in that period

4–0XTL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Core: XTL vs IVV

YTD

SPDRXTL

+15.5%

IVViShares

+8.7%

+15.5%Year to date+8.7%

−31.1%Worst drop · 1Y−8.9%

32.5%Volatility · 1Y13.6%

1.1%Yield1.1%

$447MAssets$850B

2–1IVV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XTL, IVV, VOO

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VOO0.03%$3

XTL0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XTL, IVV, VOO

1.14%highest, IVV

FundTrailing yieldYield$10k

IVV1.14%$114

XTL1.10%$110

VOO1.10%$110

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VOO$110 − $3 = $107

XTL$110 − $35 = $75

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XTL, IVV, VOO

Today

92.2%most shared, IVV and VOO

XTLIVVVOO

XTL—1.9%2.1%

IVV1.9%—92.2%

VOO2.1%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.8%XTL, at 32.5% volatility

VOOWorst drop−8.9%13.5% vol

IVVWorst drop−8.9%13.6% vol

XTLWorst drop−31.1%32.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IVVXTL

+8.7%Year to date+15.5%

1.1%Yield1.1%

+9.8%Past year+17.8%

0.03%Fee0.35%

2–1XTL wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026