Compare · 2 funds side by side · dividends reinvested

XTL and SPY

XTLSPDR×SPYSPDR×
$5k$10k$15k$20k$25kLow $7,054 · 2023XTL$18,673SPY$17,099Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,673XTL · best of the two
02 / 04

XTL and SPY, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street SPDR S&P Telecom ETFSectors · Communication0.35%1.14%+11.7%+16.0%+38.3%+13.3%−31.1%32.4%$448M1.4
State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.6
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 5, 2026 · returns include dividends · since: XTL 2011 · SPY 1993
@TheETFTracker·theetftracker.com

Head to Head

5Y
State Street SPDR S&P Telecom ETF · $448M$18,673
XTL
SPY
State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

XTLMeasureSPY
+11.7%Year to dateJan 1 → Nov 5+8.3%
+16.0%1 yearTotal return+9.7%
+38.3%3 years · per year$10,000 became $26,472 · $18,174+22.0%
+13.3%5 years · per year$10,000 became $18,674 · $17,099+11.3%
0.35%Expense ratio$35 · $9 a year on $10k · lower is better0.09%
1.14%Trailing 12-mo yield$114 · $103 a year on $10k1.03%
−31.1%Worst dropSmaller is better−8.9%
32.4%VolatilityLower is calmer13.6%
XTLSPY Winner of the row, in its colourEach row: the bigger of the two fills its side
5–3XTL wins
End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

XTL vs SPY: Top 5 Holdings

Today
XTL
17.8%in top 5
SPY
in top 527.7%
XTLStockSPY
not top 5AAPL7.7%
not top 5NVDA7.3%
not top 5MSFT6.2%
not top 5AMZN3.9%
3.6%MSInot top 5
3.6%UInot top 5
3.6%EXTRnot top 5
3.5%DGIInot top 5
3.5%GSATnot top 5
not top 5GOOGL2.6%
Held in common1.9%
End-of-day Nov 5, 2026 · share of each fund
@TheETFTracker·theetftracker.com

XTL vs SPY Returns, Every Period

5Y
SPDRXTL
+13.3%
5 years, per year
SPYSPDR
+11.3%
5 years, per year
0%+10%+20%+30%+40%+11.7%+8.3%YTD+16.0%+9.7%1 year+38.3%+22.0%3 yrs · yr+13.3%+11.3%5 yrs · yr
XTLSPYFaded: behind in that period
4–0XTL wins
End-of-day Nov 5, 2026 · dividends in · faded = behind in that period
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Sector vs Core: XTL vs SPY

YTD
SPDRXTL
+11.7%
SPYSPDR
+8.3%
Jan 1Nov 5+11.7%+8.3%
+11.7%Year to date+8.3%
−31.1%Worst drop · 1Y−8.9%
32.4%Volatility · 1Y13.6%
1.1%Yield1.0%
$448MAssets$805B
2–2level
End-of-day Nov 5, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XTL, SPY

Today
0.09%lowest, SPY
FundExpense ratioFee$10k
SPY0.09%$9
XTL0.35%$35
End-of-day Nov 5, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XTL, SPY

1Y
1.14%highest, XTL
FundTrailing yieldYield$10k
XTL1.14%$114
SPY1.03%$103
End-of-day Nov 5, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$94most kept, SPY
SPY$103 − $9 = $94
XTL$114 − $35 = $79
KeptFee
End-of-day Nov 5, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XTL, SPY

Today
1.9%most shared, XTL and SPY
XTLSPY
XTL—1.9%
SPY1.9%—
End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+16.0%XTL, at 32.4% volatility
0%+5%+10%+15%+20%10%20%30%40%Volatility · 1 year → bumpierXTL +16.0%SPY +9.7%
SPYWorst drop−8.9%13.6% vol
XTLWorst drop−31.1%32.4% vol
End-of-day Nov 5, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
XTLSPY
Jan 1Nov 5+11.7%+8.3%
+11.7%Year to date+8.3%
1.1%Yield1.0%
+16.0%Past year+9.7%
0.35%Fee0.09%
3–1XTL wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SPYM vs SPY

YTD
SPDRSPYM
+8.4%
SPYSPDR
+8.3%
Jan 1Nov 5+8.4%+8.3%
+8.4%Year to date+8.3%
1.1%Yield1.0%
$182BAssets$805B
2–0SPYM wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+32.3%
VIGVanguard
+12.5%
Jan 1Nov 5+32.3%+12.5%
+32.3%Year to date+12.5%
3.0%Yield1.5%
$123BAssets$109B
2–0SCHD wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+5.2%
Jan 1Nov 5+8.5%+5.2%
+8.5%Year to date+5.2%
12.2%Yield8.1%
$42.1BAssets$46.1B
2–0JEPQ wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com