Compare · 3 funds side by side · dividends reinvested

XTL, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,673XTL · best of the three

02 / 04

XTL, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P Telecom ETFSectors · Communication0.35%1.14%+11.7%+16.0%+38.3%+13.3%−31.1%32.4%$448M1.8

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: XTL 2011 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Telecom ETF · $448M$18,673

XTL

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

XTLMeasureSPYM

+11.7%Year to dateJan 1 → Nov 5+8.4%

+16.0%1 yearTotal return+9.8%

+38.3%3 years · per year$10,000 became $26,472 · $18,222+22.1%

+13.3%5 years · per year$10,000 became $18,674 · $17,164+11.4%

0.35%Expense ratio$35 · $2 a year on $10k · lower is better0.02%

1.14%Trailing 12-mo yield$114 · $106 a year on $10k1.06%

−31.1%Worst dropSmaller is better−8.9%

32.4%VolatilityLower is calmer13.6%

XTLSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XTL wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XTL vs SPYM: Top 5 Holdings

Today

XTL

17.8%in top 5

SPYM

in top 527.7%

XTLStockSPYM

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

3.6%MSInot top 5

3.6%UInot top 5

3.6%EXTRnot top 5

3.5%DGIInot top 5

3.5%GSATnot top 5

not top 5GOOGL2.6%

Held in common1.9%

End-of-day Nov 5, 2026 · share of each fund

XTL vs SPYM Returns, Every Period

SPDRXTL

+13.3%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

XTLSPYMFaded: behind in that period

4–0XTL wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Core: XTL vs SPYM

YTD

SPDRXTL

+11.7%

SPYMSPDR

+8.4%

+11.7%Year to date+8.4%

−31.1%Worst drop · 1Y−8.9%

32.4%Volatility · 1Y13.6%

1.1%Yield1.1%

$448MAssets$182B

2–1SPYM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XTL, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

XTL0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: XTL, SPYM, SPY

1.14%highest, XTL

FundTrailing yieldYield$10k

XTL1.14%$114

SPYM1.06%$106

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, SPYM

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

XTL$114 − $35 = $79

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: XTL, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

XTLSPYMSPY

XTL—1.9%1.9%

SPYM1.9%—99.9%

SPY1.9%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.0%XTL, at 32.4% volatility

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

XTLWorst drop−31.1%32.4% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XTLSPYM

+11.7%Year to date+8.4%

1.1%Yield1.1%

+16.0%Past year+9.8%

0.35%Fee0.02%

2–1XTL wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026