Compare · 2 funds side by side · dividends reinvested

XTL and VOO

XTLSPDR×VOOVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$20,462XTL · best of the two

02 / 04

XTL and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P Telecom ETFSectors · Communication0.35%1.05%+21.7%+20.0%+43.7%+15.4%−25.1%31.6%$452M1.5

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: XTL 2011 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P Telecom ETF · $452M$20,462

XTL

VOO

Vanguard S&P 500 ETF · $1.00T$17,749

$10,000 five years ago, dividends reinvested · they hold 2.1% in common

XTLMeasureVOO

+21.7%Year to dateJan 1 → Nov 3+11.5%

+20.0%1 yearTotal return+11.9%

+43.7%3 years · per year$10,000 became $29,664 · $19,094+24.1%

+15.4%5 years · per year$10,000 became $20,462 · $17,749+12.2%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

1.05%Trailing 12-mo yield$105 · $107 a year on $10k1.07%

−25.1%Worst dropSmaller is better−8.9%

31.6%VolatilityLower is calmer12.7%

XTLVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XTL vs VOO: Top 5 Holdings

Today

XTL

17.6%in top 5

VOO

in top 528.3%

XTLStockVOO

not top 5NVDA8.4%

not top 5AAPL7.4%

not top 5MSFT5.8%

not top 5AMZN3.7%

3.7%UInot top 5

3.6%DGIInot top 5

3.5%CALXnot top 5

3.5%EXTRnot top 5

3.4%BANDnot top 5

not top 5GOOGL3.1%

Held in common2.1%

End-of-day Nov 3, 2026 · share of each fund

XTL vs VOO Returns, Every Period

SPDRXTL

+15.4%

5 years, per year

VOOVanguard

+12.2%

5 years, per year

XTLVOOFaded: behind in that period

4–0XTL wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Sector vs Core: XTL vs VOO

YTD

SPDRXTL

+21.7%

VOOVanguard

+11.5%

+21.7%Year to date+11.5%

−25.1%Worst drop · 1Y−8.9%

31.6%Volatility · 1Y12.7%

1.0%Yield1.1%

$452MAssets$1.00T

3–1VOO wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XTL, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XTL0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: XTL, VOO

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

XTL1.05%$105

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

XTL$105 − $35 = $70

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: XTL, VOO

Today

2.1%most shared, XTL and VOO

XTLVOO

XTL—2.1%

VOO2.1%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+20.0%XTL, at 31.6% volatility

VOOWorst drop−8.9%12.7% vol

XTLWorst drop−25.1%31.6% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VOOXTL

+11.5%Year to date+21.7%

1.1%Yield1.0%

+11.9%Past year+20.0%

0.03%Fee0.35%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026