Compare · 2 funds side by side · dividends reinvested

XTL and XLF

XTLSPDR×XLFSPDR×
$5k$10k$15k$20k$25kLow $6,870 · 2023XTL$19,188XLF$15,474Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$19,188XTL · best of the two
02 / 04

XTL and XLF, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street SPDR S&P Telecom ETFSectors · Communication0.35%1.10%+15.5%+17.8%+40.8%+13.9%−31.1%32.5%$447M1.5
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.5
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: XTL 2011 · XLF 1998
@TheETFTracker·theetftracker.com

Head to Head

5Y
State Street SPDR S&P Telecom ETF · $447M$19,188
XTL
XLF
State Street Financial Select Sector SPDR ETF · $55.5B$15,474

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XTLMeasureXLF
+15.5%Year to dateJan 1 → Nov 6+5.7%
+17.8%1 yearTotal return+10.4%
+40.8%3 years · per year$10,000 became $27,928 · $18,391+22.5%
+13.9%5 years · per year$10,000 became $19,188 · $15,474+9.1%
0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%
1.10%Trailing 12-mo yield$110 · $144 a year on $10k1.44%
−31.1%Worst dropSmaller is better−14.8%
32.5%VolatilityLower is calmer15.3%
XTLXLF Winner of the row, in its colourEach row: the bigger of the two fills its side
4–4Level
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

XTL vs XLF: Top 5 Holdings

Today
XTL
18.7%in top 5
XLF
in top 543.7%
XTLStockXLF
not top 5BRK-B13.2%
not top 5JPM11.1%
not top 5V8.9%
not top 5MA6.5%
4.1%MSInot top 5
not top 5BAC4.0%
3.7%GSATnot top 5
3.7%CMCSAnot top 5
3.6%UInot top 5
3.6%EXTRnot top 5
Held in common0.0%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

XTL vs XLF Returns, Every Period

5Y
SPDRXTL
+13.9%
5 years, per year
XLFSPDR
+9.1%
5 years, per year
0%+10%+20%+30%+40%+50%+15.5%+5.7%YTD+17.8%+10.4%1 year+40.8%+22.5%3 yrs · yr+13.9%+9.1%5 yrs · yr
XTLXLFFaded: behind in that period
4–0XTL wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

XTL vs XLF

YTD
SPDRXTL
+15.5%
XLFSPDR
+5.7%
Jan 1Nov 6+15.5%+5.7%
+15.5%Year to date+5.7%
−31.1%Worst drop · 1Y−14.8%
32.5%Volatility · 1Y15.3%
1.1%Yield1.4%
$447MAssets$55.5B
3–1XLF wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: XTL, XLF

Today
0.08%lowest, XLF
FundExpense ratioFee$10k
XLF0.08%$8
XTL0.35%$35
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: XTL, XLF

1Y
1.44%highest, XLF
FundTrailing yieldYield$10k
XLF1.44%$144
XTL1.10%$110
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$136most kept, XLF
XLF$144 − $8 = $136
XTL$110 − $35 = $75
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: XTL, XLF

Today
0.0%most shared, XTL and XLF
XTLXLF
XTL—0.0%
XLF0.0%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+17.8%XTL, at 32.5% volatility
0%+5%+10%+15%+20%10%20%30%40%Volatility · 1 year → bumpierXTL +17.8%XLF +10.4%
XLFWorst drop−14.8%15.3% vol
XTLWorst drop−31.1%32.5% vol
End-of-day Nov 6, 2026 · up and left is better
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Paid More vs Made More

YTD
XLFXTL
Jan 1Nov 6+5.7%+15.5%
+5.7%Year to date+15.5%
1.4%Yield1.1%
+10.4%Past year+17.8%
0.08%Fee0.35%
2–2level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+3.2%
JEPIJ.P. Morgan
+5.3%
Jan 1Nov 6+3.2%+5.3%
+3.2%Year to date+5.3%
12.8%Yield8.1%
$42.6BAssets$46.8B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+8.8%
SPYSPDR
+8.7%
Jan 1Nov 6+8.8%+8.7%
+8.8%Year to date+8.7%
1.1%Yield1.0%
$182BAssets$819B
2–0SPYM wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com