Compare · 2 funds side by side · dividends reinvested

XTOC and SCHB

XTOCInnovator×SCHBSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,270SCHB · best of the two

02 / 04

XTOC and SCHB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.04%+13.3%+13.3%+24.0%+11.5%−8.9%13.1%$44.0B1.4

Innovator U.S. Equity Accelerated Plus ETFUS Stock Styles · Large cap0.79%0.00%+12.2%+13.7%+15.8%+8.4%−7.4%9.1%$18M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XTOC 2021 · SCHB 2009

Head to Head

Swap sides Versus in desk

Head to Head

Innovator U.S. Equity Accelerated Plus ETF · $18M$14,964

XTOC

SCHB

Schwab U.S. Broad Market ETF · $44.0B$17,270

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XTOCMeasureSCHB

+12.2%Year to dateJan 1 → Nov 4+13.3%

+13.7%1 yearTotal return+13.3%

+15.8%3 years · per year$10,000 became $15,540 · $19,056+24.0%

+8.4%5 years · per year$10,000 became $14,964 · $17,270+11.5%

0.79%Expense ratio$79 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $104 a year on $10k1.04%

−7.4%Worst dropSmaller is better−8.9%

9.1%VolatilityLower is calmer13.1%

XTOCSCHB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHB wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XTOC vs SCHB: Top 5 Holdings

Today

XTOC

98.2%in top 5

SCHB

in top 524.4%

XTOCStockSCHB

98.2%VOOnot top 5

not top 5NVDA6.8%

not top 5AAPL6.6%

not top 5MSFT5.3%

not top 5AMZN3.4%

not top 5GOOGL2.2%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

XTOC vs SCHB Returns, Every Period

InnovatorXTOC

+8.4%

5 years, per year

SCHBSchwab

+11.5%

5 years, per year

XTOCSCHBFaded: behind in that period

1–3SCHB wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XTOC vs SCHB

YTD

InnovatorXTOC

+12.2%

SCHBSchwab

+13.3%

+12.2%Year to date+13.3%

−7.4%Worst drop · 1Y−8.9%

9.1%Volatility · 1Y13.1%

0.0%Yield1.0%

$17.6MAssets$44.0B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XTOC, SCHB

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

XTOC0.79%$79

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XTOC, SCHB

1.04%highest, SCHB

FundTrailing yieldYield$10k

SCHB1.04%$104

XTOC0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$101most kept, SCHB

SCHB$104 − $3 = $101

XTOC$0 − $79 = −$79

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XTOC, SCHB

Today

0.0%most shared, XTOC and SCHB

XTOCSCHB

XTOC—0.0%

SCHB0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.7%XTOC, at 9.1% volatility

XTOCWorst drop−7.4%9.1% vol

SCHBWorst drop−8.9%13.1% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHBXTOC

+13.3%Year to date+12.2%

1.0%Yield0.0%

+13.3%Past year+13.7%

0.03%Fee0.79%

3–1SCHB wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$95.4B

1–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026