Compare · 3 funds side by side · dividends reinvested

XUSM, FNDF and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$19,326FNDF · best of the three

02 / 04

XUSM, FNDF and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%2.99%+21.8%+28.6%+25.6%+14.1%−10.6%16.4%$25.9B1.1

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.41%+14.4%+18.9%+22.5%+9.7%−11.6%17.8%$232B1.9

MarketDesk International Momentum ETFInternational · Ex-US broad0.75%0.00%[…][…][…][…][…][…]$16M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: XUSM 2026 · FNDF 2013 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

MarketDesk International Momentum ETF · $16M[…]

XUSM

FNDF

Schwab Fundamental International Large Company Index ETF · $25.9B$19,326

$10,000 five years ago, dividends reinvested · they hold 6.7% in common

XUSMMeasureFNDF

[…]Year to dateJan 1 → Nov 4+21.8%

[…]1 yearTotal return+28.6%

[…]3 years · per year$10,000 became […] · $19,830+25.6%

[…]5 years · per year$10,000 became […] · $19,326+14.1%

0.75%Expense ratio$75 · $25 a year on $10k · lower is better0.25%

0.00%Trailing 12-mo yield$0 · $299 a year on $10k2.99%

[…]Worst dropSmaller is better−10.6%

[…]VolatilityLower is calmer16.4%

XUSMFNDF Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2FNDF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XUSM vs FNDF: Top 5 Holdings

Today

XUSM

10.7%in top 5

FNDF

in top 59.6%

XUSMStockFNDF

not top 5SHEL.L3.0%

not top 5005930.K2.6%

2.1%REP.MCnot top 5

2.1%9101.Tnot top 5

2.1%9532.Tnot top 5

2.1%7550.Tnot top 5

2.1%9735.Tnot top 5

not top 5TTE.PA1.9%

not top 57203.T1.1%

not top 5ROP.SW1.0%

Held in common6.7%

End-of-day Nov 4, 2026 · share of each fund

XUSM vs FNDF Returns, Every Period

MarketDeskXUSM

[…]

past year

FNDFSchwab

+28.6%

past year

Returns […]

XUSMFNDFFaded: behind in that period

0–0Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XUSM vs FNDF

YTD

MarketDeskXUSM

[…]

FNDFSchwab

+21.8%

[…]Year to date+21.8%

[…]Worst drop · 1Y−10.6%

[…]Volatility · 1Y16.4%

0.0%Yield3.0%

$16.1MAssets$25.9B

1–0FNDF wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XUSM, FNDF, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

FNDF0.25%$25

XUSM0.75%$75

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: XUSM, FNDF, VEA

2.99%highest, FNDF

FundTrailing yieldYield$10k

FNDF2.99%$299

VEA2.41%$241

XUSM0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VEA$241 − $3 = $238

XUSM$0 − $75 = −$75

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: XUSM, FNDF, VEA

Today

60.4%most shared, FNDF and VEA

XUSMFNDFVEA

XUSM—6.7%5.7%

FNDF6.7%—60.4%

VEA5.7%60.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+28.6%FNDF, at 16.4% volatility

FNDFWorst drop−10.6%16.4% vol

VEAWorst drop−11.6%17.8% vol

XUSMWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

FNDFVEA

+21.8%Year to date+14.4%

3.0%Yield2.4%

+28.6%Past year+18.9%

0.25%Fee0.03%

3–1FNDF wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026