Compare · 3 funds side by side · dividends reinvested

XYLD, ACIO and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

XYLD, ACIO and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.6

Global X - S&P 500 Covered Call ETFIncome · Covered calls0.60%10.55%+7.8%+11.8%+13.2%+6.7%−5.3%8.0%$3.4B1.9

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.40%+4.7%+4.4%+15.0%+8.4%−6.6%9.9%$2.4B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: XYLD 2013 · ACIO 2019 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Global X - S&P 500 Covered Call ETF · $3.4B$13,854

XYLD

ACIO

Aptus Collared Income Opportunity ETF · $2.4B$14,959

$10,000 five years ago, dividends reinvested · they hold 74.2% in common

XYLDMeasureACIO

+7.8%Year to dateJan 1 → Nov 6+4.7%

+11.8%1 yearTotal return+4.4%

+13.2%3 years · per year$10,000 became $14,499 · $15,213+15.0%

+6.7%5 years · per year$10,000 became $13,854 · $14,959+8.4%

0.60%Expense ratio$60 · $79 a year on $10k · lower is better0.79%

10.55%Trailing 12-mo yield$1,055 · $40 a year on $10k0.40%

−5.3%Worst dropSmaller is better−6.6%

8.0%VolatilityLower is calmer9.9%

XYLDACIO Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2XYLD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XYLD vs ACIO: Top 5 Holdings

Today

XYLD

27.8%in top 5

ACIO

in top 529.4%

XYLDStockACIO

7.9%AAPL7.8%

6.9%NVDA6.8%

6.3%MSFT6.2%

not top 5GOOG4.7%

4.0%AMZN4.0%

2.6%GOOGLnot top 5

Held in common74.2%

End-of-day Nov 6, 2026 · share of each fund

XYLD vs ACIO Returns, Every Period

Global XXYLD

+6.7%

5 years, per year

ACIOAptus

+8.4%

5 years, per year

XYLDACIOFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XYLD vs SCHD

YTD

Global XXYLD

+7.8%

SCHDSchwab

+31.4%

+7.8%Year to date+31.4%

−5.3%Worst drop · 1Y−6.9%

8.0%Volatility · 1Y11.7%

10.6%Yield3.0%

$3.4BAssets$120B

3–1XYLD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: XYLD, ACIO, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

XYLD0.60%$60

ACIO0.79%$79

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: XYLD, ACIO, SCHD

10.55%highest, XYLD

FundTrailing yieldYield$10k

XYLD10.55%$1,055

SCHD3.00%$300

ACIO0.40%$40

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$995most kept, XYLD

XYLD$1,055 − $60 = $995

SCHD$300 − $6 = $294

ACIO$40 − $79 = −$39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: XYLD, ACIO, SCHD

Today

74.2%most shared, XYLD and ACIO

XYLDACIOSCHD

XYLD—74.2%8.6%

ACIO74.2%—8.6%

SCHD8.6%8.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

XYLDWorst drop−5.3%8.0% vol

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XYLDSCHD

+7.8%Year to date+31.4%

10.6%Yield3.0%

+11.8%Past year+37.0%

0.60%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026