Compare · 3 funds side by side · dividends reinvested

YLDY, USOI and VIG

YLDYHorizon Funds×USOIETRACS×VIGVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,472USOI · best of the three

02 / 04

YLDY, USOI and VIG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Income · Covered calls0.85%61.11%+49.6%+47.6%+12.6%+13.1%−23.5%24.6%$308M1.6

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.50%+12.1%+14.3%+18.6%+10.2%−7.9%10.8%$109B1.6

Horizon Funds - Horizon High Income ETFIncome · Covered calls0.70%1.91%[…][…][…][…][…][…]$20M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: YLDY 2026 · USOI 2017 · VIG 2006

Head to Head

Swap sides Versus in desk

Head to Head

Horizon Funds - Horizon High Income ETF · $20M[…]

YLDY

USOI

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $308M$18,472

$10,000 five years ago, dividends reinvested

YLDYMeasureUSOI

[…]Year to dateJan 1 → Nov 6+49.6%

[…]1 yearTotal return+47.6%

[…]3 years · per year$10,000 became […] · $14,274+12.6%

[…]5 years · per year$10,000 became […] · $18,472+13.1%

0.70%Expense ratio$70 · $85 a year on $10k · lower is better0.85%

1.91%Trailing 12-mo yield$191 · $6,111 a year on $10k61.11%

[…]Worst dropSmaller is better−23.5%

[…]VolatilityLower is calmer24.6%

YLDYUSOI Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

YLDY vs USOI: Top 5 Holdings

Today

YLDY

21.0%in top 5

USOI

in top 5[…]

YLDYStockUSOI

6.3%MSFTnot top 5

6.1%NVDAnot top 5

4.4%GOOGLnot top 5

2.1%AVGOnot top 5

2.1%JPMnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

YLDY vs USOI Returns, Every Period

Horizon FundsYLDY

[…]

past year

USOIETRACS

+47.6%

past year

Returns […]

YLDYUSOIFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

YLDY vs USOI

YTD

Horizon FundsYLDY

[…]

USOIETRACS

+49.6%

[…]Year to date+49.6%

[…]Worst drop · 1Y−23.5%

[…]Volatility · 1Y24.6%

1.9%Yield61.1%

$20.4MAssets$308M

1–0USOI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: YLDY, USOI, VIG

Today

0.04%lowest, VIG

FundExpense ratioFee$10k

VIG0.04%$4

YLDY0.70%$70

USOI0.85%$85

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: YLDY, USOI, VIG

61.11%highest, USOI

FundTrailing yieldYield$10k

USOI61.11%$6,111

YLDY1.91%$191

VIG1.50%$150

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$6,026most kept, USOI

USOI$6,111 − $85 = $6,026

VIG$150 − $4 = $146

YLDY$191 − $70 = $121

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: YLDY, USOI, VIG

Today

41.0%most shared, YLDY and VIG

YLDYUSOIVIG

YLDY—[…]41.0%

USOI[…]—[…]

VIG41.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+47.6%USOI, at 24.6% volatility

VIGWorst drop−7.9%10.8% vol

USOIWorst drop−23.5%24.6% vol

YLDYWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USOIVIG

+49.6%Year to date+12.1%

61.1%Yield1.5%

+47.6%Past year+14.3%

0.85%Fee0.04%

3–1USOI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026