Compare · 3 funds side by side · dividends reinvested

YMAX, USOY and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

YMAX, USOY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.5

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%54.24%+56.2%+56.2%[…][…]−25.5%39.1%$75M2.0

YieldMax Universe Fund of Option Income ETFsIncome · Dividend stocks1.33%61.02%+1.2%−2.4%[…][…]−21.3%26.0%$317M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: YMAX 2024 · USOY 2024 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

YieldMax Universe Fund of Option Income ETFs · $317M[…]

YMAX

USOY

Oil Enhanced Options Income ETF · $75M[…]

$10,000 five years ago, dividends reinvested

YMAXMeasureUSOY

+1.2%Year to dateJan 1 → Nov 9+56.2%

−2.4%1 yearTotal return+56.2%

[…]3 years · per year[…]

[…]5 years · per year[…]

1.33%Expense ratio$133 · $112 a year on $10k · lower is better1.12%

61.02%Trailing 12-mo yield$6,102 · $5,424 a year on $10k54.24%

−21.3%Worst dropSmaller is better−25.5%

26.0%VolatilityLower is calmer39.1%

YMAXUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

YMAX vs USOY: Top 5 Holdings

Today

YMAX

24.8%in top 5

USOY

in top 5[…]

YMAXStockUSOY

5.9%MRNYnot top 5

4.9%MSFOnot top 5

4.7%AIYYnot top 5

4.7%FBYnot top 5

4.5%PLTYnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

YMAX vs USOY Returns, Every Period

YieldMaxYMAX

−2.4%

past year

USOYDefiance

+56.2%

past year

YMAXUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

YMAX vs USOY

YTD

YieldMaxYMAX

+1.2%

USOYDefiance

+56.2%

+1.2%Year to date+56.2%

−21.3%Worst drop · 1Y−25.5%

26.0%Volatility · 1Y39.1%

61.0%Yield54.2%

$317MAssets$74.7M

3–1YMAX wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: YMAX, USOY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

USOY1.12%$112

YMAX1.33%$133

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: YMAX, USOY, SCHD

61.02%highest, YMAX

FundTrailing yieldYield$10k

YMAX61.02%$6,102

USOY54.24%$5,424

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,969most kept, YMAX

YMAX$6,102 − $133 = $5,969

USOY$5,424 − $112 = $5,312

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: YMAX, USOY, SCHD

Today

0.0%most shared, YMAX and SCHD

YMAXUSOYSCHD

YMAX—[…]0.0%

USOY[…]—[…]

SCHD0.0%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+56.2%USOY, at 39.1% volatility

SCHDWorst drop−6.9%11.8% vol

YMAXWorst drop−21.3%26.0% vol

USOYWorst drop−25.5%39.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

YMAXUSOY

+1.2%Year to date+56.2%

61.0%Yield54.2%

−2.4%Past year+56.2%

1.33%Fee1.12%

3–1USOY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026