Compare · 3 funds side by side · dividends reinvested

YRAM, SCHD and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

YRAM, SCHD and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.9

YieldMax Memory and Storage Portfolio Option Income ETFIncome · Premium income1.01%8.73%[…][…][…][…][…][…]$6M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: YRAM 2026 · SCHD 2011 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,118

SPY

YRAM

YieldMax Memory and Storage Portfolio Option Income ETF · $6M[…]

$10,000 five years ago, dividends reinvested · they hold 1.7% in common

SPYMeasureYRAM

+8.7%Year to dateJan 1 → Nov 6[…]

+9.7%1 yearTotal return[…]

+21.7%3 years · per year$10,000 became $18,039 · […][…]

+11.3%5 years · per year$10,000 became $17,118 · […][…]

0.09%Expense ratio$9 · $101 a year on $10k · lower is better1.01%

1.03%Trailing 12-mo yield$103 · $873 a year on $10k8.73%

−8.9%Worst dropSmaller is better[…]

13.6%VolatilityLower is calmer[…]

SPYYRAM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs YRAM: Top 5 Holdings

Today

SPY

27.8%in top 5

YRAM

in top 533.9%

SPYStockYRAM

not top 5MU15.3%

7.9%AAPLnot top 5

6.9%NVDAnot top 5

6.3%MSFTnot top 5

not top 5WDC5.2%

not top 5STX4.9%

not top 5SNDK4.5%

4.0%AMZNnot top 5

not top 5P4.0%

2.6%GOOGLnot top 5

Held in common1.7%

End-of-day Nov 6, 2026 · share of each fund

SPY vs YRAM Returns, Every Period

SPDRSPY

+9.7%

past year

YRAMYieldMax

[…]

past year

Returns […]

SPYYRAMFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Income: SPY vs YRAM

YTD

SPDRSPY

+8.7%

YRAMYieldMax

[…]

+8.7%Year to date[…]

−8.9%Worst drop · 1Y[…]

13.6%Volatility · 1Y[…]

1.0%Yield8.7%

$819BAssets$6.0M

1–0YRAM wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: YRAM, SCHD, SPY

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SPY0.09%$9

YRAM1.01%$101

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: YRAM, SCHD, SPY

8.73%highest, YRAM

FundTrailing yieldYield$10k

YRAM8.73%$873

SCHD3.00%$300

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$772most kept, YRAM

YRAM$873 − $101 = $772

SCHD$300 − $6 = $294

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: YRAM, SCHD, SPY

Today

8.7%most shared, SCHD and SPY

YRAMSCHDSPY

YRAM—0.0%1.7%

SCHD0.0%—8.7%

SPY1.7%8.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

SPYWorst drop−8.9%13.6% vol

YRAMWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

YRAMSCHD

[…]Year to date+31.4%

8.7%Yield3.0%

[…]Past year+37.0%

1.01%Fee0.06%

1–1level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026