Compare · 3 funds side by side · dividends reinvested

YRAM, SCHD and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,553SPYM · best of the three

02 / 04

YRAM, SCHD and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.5

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.8

YieldMax Memory and Storage Portfolio Option Income ETFIncome · Premium income1.01%8.24%[…][…][…][…][…][…]$5M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: YRAM 2026 · SCHD 2011 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $179B$17,553

SPYM

YRAM

YieldMax Memory and Storage Portfolio Option Income ETF · $5M[…]

$10,000 five years ago, dividends reinvested · they hold 1.8% in common

SPYMMeasureYRAM

+11.3%Year to dateJan 1 → Nov 9[…]

+13.6%1 yearTotal return[…]

+22.0%3 years · per year$10,000 became $18,161 · […][…]

+11.9%5 years · per year$10,000 became $17,553 · […][…]

0.02%Expense ratio$2 · $101 a year on $10k · lower is better1.01%

1.03%Trailing 12-mo yield$103 · $824 a year on $10k8.24%

−8.9%Worst dropSmaller is better[…]

13.7%VolatilityLower is calmer[…]

SPYMYRAM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs YRAM: Top 5 Holdings

Today

SPYM

27.8%in top 5

YRAM

in top 533.7%

SPYMStockYRAM

not top 5MU15.6%

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

not top 5WDC5.0%

not top 5STX4.7%

not top 5SNDK4.5%

4.0%AMZNnot top 5

not top 5P4.0%

2.6%GOOGLnot top 5

Held in common1.8%

End-of-day Nov 9, 2026 · share of each fund

SPYM vs YRAM Returns, Every Period

SPDRSPYM

+13.6%

past year

YRAMYieldMax

[…]

past year

Returns […]

SPYMYRAMFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Income: SPYM vs YRAM

YTD

SPDRSPYM

+11.3%

YRAMYieldMax

[…]

+11.3%Year to date[…]

−8.9%Worst drop · 1Y[…]

13.7%Volatility · 1Y[…]

1.0%Yield8.2%

$179BAssets$5.2M

1–0YRAM wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: YRAM, SCHD, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SCHD0.06%$6

YRAM1.01%$101

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: YRAM, SCHD, SPYM

8.24%highest, YRAM

FundTrailing yieldYield$10k

YRAM8.24%$824

SCHD2.96%$296

SPYM1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$723most kept, YRAM

YRAM$824 − $101 = $723

SCHD$296 − $6 = $290

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: YRAM, SCHD, SPYM

Today

8.6%most shared, SCHD and SPYM

YRAMSCHDSPYM

YRAM—0.0%1.8%

SCHD0.0%—8.6%

SPYM1.8%8.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

SPYMWorst drop−8.9%13.7% vol

YRAMWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

YRAMSCHD

[…]Year to date+33.2%

8.2%Yield3.0%

[…]Past year+39.1%

1.01%Fee0.06%

1–1level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026