Compare · 3 funds side by side · dividends reinvested

ZROZ, TLT and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

ZROZ, TLT and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.4

iShares 20+ Year Treasury Bond ETFBonds & Cash · Treasuries0.15%4.82%−3.3%−5.6%+3.1%−7.7%−12.5%9.6%$48.3B1.9

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded FundBonds & Cash · Treasuries0.15%5.26%−6.2%−11.1%+0.0%−13.8%−20.0%16.1%$1.9B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: ZROZ 2009 · TLT 2002 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund · $1.9B$4,767

ZROZ

TLT

iShares 20+ Year Treasury Bond ETF · $48.3B$6,714

$10,000 five years ago, dividends reinvested

ZROZMeasureTLT

−6.2%Year to dateJan 1 → Nov 3−3.3%

−11.1%1 yearTotal return−5.6%

+0.0%3 years · per year$10,000 became $10,007 · $10,971+3.1%

−13.8%5 years · per year$10,000 became $4,767 · $6,714−7.7%

0.15%Expense ratio$15 · $15 a year on $10k · lower is better0.15%

5.26%Trailing 12-mo yield$526 · $482 a year on $10k4.82%

−20.0%Worst dropSmaller is better−12.5%

16.1%VolatilityLower is calmer9.6%

ZROZTLT Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6TLT wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ZROZ vs TLT: Top 5 Holdings

Today

ZROZ

[…]in top 5

TLT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

ZROZ vs TLT Returns, Every Period

PIMCOZROZ

−13.8%

5 years, per year

TLTiShares

−7.7%

5 years, per year

ZROZTLTFaded: behind in that period

0–4TLT wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

ZROZ vs TLT

YTD

PIMCOZROZ

−6.2%

TLTiShares

−3.3%

−6.2%Year to date−3.3%

−20.0%Worst drop · 1Y−12.5%

16.1%Volatility · 1Y9.6%

5.3%Yield4.8%

$1.9BAssets$48.3B

3–1TLT wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ZROZ, TLT, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

ZROZ0.15%$15

TLT0.15%$15

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: ZROZ, TLT, VOO

5.26%highest, ZROZ

FundTrailing yieldYield$10k

ZROZ5.26%$526

TLT4.82%$482

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$511most kept, ZROZ

ZROZ$526 − $15 = $511

TLT$482 − $15 = $467

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: ZROZ, TLT, VOO

Today

[…]holdings […]

ZROZTLTVOO

ZROZ—[…][…]

TLT[…]—[…]

VOO[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

TLTWorst drop−12.5%9.6% vol

VOOWorst drop−8.9%12.7% vol

ZROZWorst drop−20.0%16.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

ZROZVOO

−6.2%Year to date+11.5%

5.3%Yield1.1%

−11.1%Past year+11.9%

0.15%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026