Compare · 2 funds side by side · dividends reinvested

ZROZ and VCIT

ZROZPIMCO×VCITVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,493VCIT · best of the two

02 / 04

ZROZ and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.1

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded FundBonds & Cash · Treasuries0.15%5.18%−4.8%−8.0%+0.0%−14.0%−20.0%16.1%$1.9B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ZROZ 2009 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund · $1.9B$4,692

ZROZ

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

ZROZMeasureVCIT

−4.8%Year to dateJan 1 → Nov 6−0.8%

−8.0%1 yearTotal return+0.4%

+0.0%3 years · per year$10,000 became $10,002 · $12,210+6.9%

−14.0%5 years · per year$10,000 became $4,692 · $10,493+1.0%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

5.18%Trailing 12-mo yield$518 · $502 a year on $10k5.02%

−20.0%Worst dropSmaller is better−4.9%

16.1%VolatilityLower is calmer4.5%

ZROZVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VCIT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ZROZ vs VCIT: Top 5 Holdings

Today

ZROZ

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

ZROZ vs VCIT Returns, Every Period

PIMCOZROZ

−14.0%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

ZROZVCITFaded: behind in that period

0–4VCIT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

ZROZ vs VCIT

YTD

PIMCOZROZ

−4.8%

VCITVanguard

−0.8%

−4.8%Year to date−0.8%

−20.0%Worst drop · 1Y−4.9%

16.1%Volatility · 1Y4.5%

5.2%Yield5.0%

$1.9BAssets$66.6B

3–1VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ZROZ, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

ZROZ0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ZROZ, VCIT

5.18%highest, ZROZ

FundTrailing yieldYield$10k

ZROZ5.18%$518

VCIT5.02%$502

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$503most kept, ZROZ

ZROZ$518 − $15 = $503

VCIT$502 − $3 = $499

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ZROZ, VCIT

Today

[…]holdings […]

ZROZVCIT

ZROZ—[…]

VCIT[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.4%VCIT, at 4.5% volatility

VCITWorst drop−4.9%4.5% vol

ZROZWorst drop−20.0%16.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

ZROZVCIT

−4.8%Year to date−0.8%

5.2%Yield5.0%

−8.0%Past year+0.4%

0.15%Fee0.03%

3–1VCIT wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026