Compare · 2 funds side by side · dividends reinvested

ZROZ and VGIT

ZROZPIMCO×VGITVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,084VGIT · best of the two

02 / 04

ZROZ and VGIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Treasury ETFBonds & Cash · Treasuries0.03%3.99%−0.7%−0.1%+4.6%+0.2%−4.6%3.5%$39.7B1.1

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded FundBonds & Cash · Treasuries0.15%5.20%−5.1%−9.6%+0.6%−14.0%−20.0%16.2%$1.9B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: ZROZ 2009 · VGIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund · $1.9B$4,695

ZROZ

VGIT

Vanguard Intermediate-Term Treasury ETF · $39.7B$10,084

$10,000 five years ago, dividends reinvested

ZROZMeasureVGIT

−5.1%Year to dateJan 1 → Nov 4−0.7%

−9.6%1 yearTotal return−0.1%

+0.6%3 years · per year$10,000 became $10,187 · $11,430+4.6%

−14.0%5 years · per year$10,000 became $4,695 · $10,084+0.2%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

5.20%Trailing 12-mo yield$520 · $399 a year on $10k3.99%

−20.0%Worst dropSmaller is better−4.6%

16.2%VolatilityLower is calmer3.5%

ZROZVGIT Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VGIT wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ZROZ vs VGIT: Top 5 Holdings

Today

ZROZ

[…]in top 5

VGIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

ZROZ vs VGIT Returns, Every Period

PIMCOZROZ

−14.0%

5 years, per year

VGITVanguard

+0.2%

5 years, per year

ZROZVGITFaded: behind in that period

0–4VGIT wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

ZROZ vs VGIT

YTD

PIMCOZROZ

−5.1%

VGITVanguard

−0.7%

−5.1%Year to date−0.7%

−20.0%Worst drop · 1Y−4.6%

16.2%Volatility · 1Y3.5%

5.2%Yield4.0%

$1.9BAssets$39.7B

3–1VGIT wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ZROZ, VGIT

Today

0.03%lowest, VGIT

FundExpense ratioFee$10k

VGIT0.03%$3

ZROZ0.15%$15

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: ZROZ, VGIT

5.20%highest, ZROZ

FundTrailing yieldYield$10k

ZROZ5.20%$520

VGIT3.99%$399

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$505most kept, ZROZ

ZROZ$520 − $15 = $505

VGIT$399 − $3 = $396

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: ZROZ, VGIT

Today

[…]holdings […]

ZROZVGIT

ZROZ—[…]

VGIT[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

−0.1%VGIT, at 3.5% volatility

VGITWorst drop−4.6%3.5% vol

ZROZWorst drop−20.0%16.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

ZROZVGIT

−5.1%Year to date−0.7%

5.2%Yield4.0%

−9.6%Past year−0.1%

0.15%Fee0.03%

3–1VGIT wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026