Compare · 2 funds side by side · dividends reinvested

ZROZ and VGSH

ZROZPIMCO×VGSHVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,089VGSH · best of the two

02 / 04

ZROZ and VGSH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Short-Term Treasury ETFBonds & Cash · Treasuries0.03%3.78%+1.4%+2.1%+4.2%+2.1%−0.9%1.3%$35.1B1.1

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded FundBonds & Cash · Treasuries0.15%5.26%−6.2%−11.1%+0.0%−13.8%−20.0%16.1%$1.9B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: ZROZ 2009 · VGSH 2009

Head to Head

Swap sides Versus in desk

Head to Head

PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund · $1.9B$4,767

ZROZ

VGSH

Vanguard Short-Term Treasury ETF · $35.1B$11,089

$10,000 five years ago, dividends reinvested

ZROZMeasureVGSH

−6.2%Year to dateJan 1 → Nov 3+1.4%

−11.1%1 yearTotal return+2.1%

+0.0%3 years · per year$10,000 became $10,007 · $11,318+4.2%

−13.8%5 years · per year$10,000 became $4,767 · $11,089+2.1%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

5.26%Trailing 12-mo yield$526 · $378 a year on $10k3.78%

−20.0%Worst dropSmaller is better−0.9%

16.1%VolatilityLower is calmer1.3%

ZROZVGSH Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VGSH wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ZROZ vs VGSH: Top 5 Holdings

Today

ZROZ

[…]in top 5

VGSH

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

ZROZ vs VGSH Returns, Every Period

PIMCOZROZ

−13.8%

5 years, per year

VGSHVanguard

+2.1%

5 years, per year

ZROZVGSHFaded: behind in that period

0–4VGSH wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

ZROZ vs VGSH

YTD

PIMCOZROZ

−6.2%

VGSHVanguard

+1.4%

−6.2%Year to date+1.4%

−20.0%Worst drop · 1Y−0.9%

16.1%Volatility · 1Y1.3%

5.3%Yield3.8%

$1.9BAssets$35.1B

3–1VGSH wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ZROZ, VGSH

Today

0.03%lowest, VGSH

FundExpense ratioFee$10k

VGSH0.03%$3

ZROZ0.15%$15

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: ZROZ, VGSH

5.26%highest, ZROZ

FundTrailing yieldYield$10k

ZROZ5.26%$526

VGSH3.78%$378

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$511most kept, ZROZ

ZROZ$526 − $15 = $511

VGSH$378 − $3 = $375

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: ZROZ, VGSH

Today

[…]holdings […]

ZROZVGSH

ZROZ—[…]

VGSH[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+2.1%VGSH, at 1.3% volatility

VGSHWorst drop−0.9%1.3% vol

ZROZWorst drop−20.0%16.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

ZROZVGSH

−6.2%Year to date+1.4%

5.3%Yield3.8%

−11.1%Past year+2.1%

0.15%Fee0.03%

3–1VGSH wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026