Compare · 2 funds side by side · dividends reinvested

ZTAX and VOO

ZTAXX-Square×VOOVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,115VOO · best of the two

02 / 04

ZTAX and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.1

X-Square Municipal Income ETFBonds & Cash · Municipal0.92%4.79%−1.1%−3.5%+3.7%[…]−23.8%35.6%$5M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: ZTAX 2023 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

X-Square Municipal Income ETF · $5M[…]

ZTAX

VOO

Vanguard S&P 500 ETF · $1.00T$18,115

$10,000 five years ago, dividends reinvested

ZTAXMeasureVOO

−1.1%Year to dateJan 1 → Nov 4+13.4%

−3.5%1 yearTotal return+13.5%

+3.7%3 years · per year$10,000 became $11,141 · $19,172+24.2%

[…]5 years · per year$10,000 became […] · $18,115+12.6%

0.92%Expense ratio$92 · $3 a year on $10k · lower is better0.03%

4.79%Trailing 12-mo yield$479 · $105 a year on $10k1.05%

−23.8%Worst dropSmaller is better−8.9%

35.6%VolatilityLower is calmer12.8%

ZTAXVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6VOO wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ZTAX vs VOO: Top 5 Holdings

Today

ZTAX

[…]in top 5

VOO

in top 528.3%

ZTAXStockVOO

not top 5NVDA8.4%

not top 5AAPL7.4%

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

ZTAX vs VOO Returns, Every Period

X-SquareZTAX

−3.5%

past year

VOOVanguard

+13.5%

past year

ZTAXVOOFaded: behind in that period

0–3VOO wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Core: ZTAX vs VOO

YTD

X-SquareZTAX

−1.1%

VOOVanguard

+13.4%

−1.1%Year to date+13.4%

−23.8%Worst drop · 1Y−8.9%

35.6%Volatility · 1Y12.8%

4.8%Yield1.1%

$5.0MAssets$1.00T

3–1VOO wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ZTAX, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

ZTAX0.92%$92

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: ZTAX, VOO

4.79%highest, ZTAX

FundTrailing yieldYield$10k

ZTAX4.79%$479

VOO1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$387most kept, ZTAX

ZTAX$479 − $92 = $387

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: ZTAX, VOO

Today

[…]holdings […]

ZTAXVOO

ZTAX—[…]

VOO[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.5%VOO, at 12.8% volatility

VOOWorst drop−8.9%12.8% vol

ZTAXWorst drop−23.8%35.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

ZTAXVOO

−1.1%Year to date+13.4%

4.8%Yield1.1%

−3.5%Past year+13.5%

0.92%Fee0.03%

3–1VOO wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026