Compare · 3 funds side by side · dividends reinvested

ZTOP, IUSB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

ZTOP, IUSB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.5

F/m High Yield 100 ETFBonds & Cash · High yield0.39%6.41%+0.8%+2.5%[…][…]−2.9%3.5%$16M2.0

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ZTOP 2025 · IUSB 2014 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

F/m High Yield 100 ETF · $16M[…]

ZTOP

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,138

$10,000 five years ago, dividends reinvested

ZTOPMeasureIUSB

+0.8%Year to dateJan 1 → Nov 6+0.1%

+2.5%1 yearTotal return+0.8%

[…]3 years · per year$10,000 became […] · $11,774+5.6%

[…]5 years · per year$10,000 became […] · $10,138+0.3%

0.39%Expense ratio$39 · $6 a year on $10k · lower is better0.06%

6.41%Trailing 12-mo yield$641 · $434 a year on $10k4.34%

−2.9%Worst dropSmaller is better−4.3%

3.5%VolatilityLower is calmer3.9%

ZTOPIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1ZTOP wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ZTOP vs IUSB: Top 5 Holdings

Today

ZTOP

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

ZTOP vs IUSB Returns, Every Period

F/mZTOP

+2.5%

past year

IUSBiShares

+0.8%

past year

ZTOPIUSBFaded: behind in that period

2–0ZTOP wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

ZTOP vs IUSB

YTD

F/mZTOP

+0.8%

IUSBiShares

+0.1%

+0.8%Year to date+0.1%

−2.9%Worst drop · 1Y−4.3%

3.5%Volatility · 1Y3.9%

6.4%Yield4.3%

$15.5MAssets$50.4B

4–0ZTOP wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ZTOP, IUSB, SGOV

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

SGOV0.09%$9

ZTOP0.39%$39

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ZTOP, IUSB, SGOV

6.41%highest, ZTOP

FundTrailing yieldYield$10k

ZTOP6.41%$641

IUSB4.34%$434

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$602most kept, ZTOP

ZTOP$641 − $39 = $602

IUSB$434 − $6 = $428

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ZTOP, IUSB, SGOV

Today

[…]holdings […]

ZTOPIUSBSGOV

ZTOP—[…][…]

IUSB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

ZTOPWorst drop−2.9%3.5% vol

IUSBWorst drop−4.3%3.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

ZTOPSGOV

+0.8%Year to date+3.2%

6.4%Yield3.6%

+2.5%Past year+3.8%

0.39%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026