Compare · 4 funds side by side · dividends reinvested

ZTOP, IUSB, VCIT and MUB

ZTOPF/m×IUSBiShares×VCITVanguard×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,510VCIT · best of the four

02 / 04

ZTOP, IUSB, VCIT and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

F/m High Yield 100 ETFBonds & Cash · High yield0.39%6.89%+1.1%+2.8%[…][…]−2.9%3.5%$16M1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.6

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: ZTOP 2025 · IUSB 2014 · VCIT 2009 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

ZTOP

F/m High Yield 100 ETF · $16M[…]

$10,000 five years ago, dividends reinvested

VCITMeasureZTOP

−0.7%Year to dateJan 1 → Nov 9+1.1%

+0.0%1 yearTotal return+2.8%

+6.6%3 years · per year$10,000 became $12,129 · […][…]

+1.0%5 years · per year$10,000 became $10,510 · […][…]

0.03%Expense ratio$3 · $39 a year on $10k · lower is better0.39%

5.02%Trailing 12-mo yield$502 · $689 a year on $10k6.89%

−4.9%Worst dropSmaller is better−2.9%

4.5%VolatilityLower is calmer3.5%

VCITZTOP Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5ZTOP wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs ZTOP: Top 5 Holdings

Today

VCIT

[…]in top 5

ZTOP

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs ZTOP Returns, Every Period

VanguardVCIT

+0.0%

past year

ZTOPF/m

+2.8%

past year

VCITZTOPFaded: behind in that period

0–2ZTOP wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs ZTOP

YTD

VanguardVCIT

−0.7%

ZTOPF/m

+1.1%

−0.7%Year to date+1.1%

−4.9%Worst drop · 1Y−2.9%

4.5%Volatility · 1Y3.5%

5.0%Yield6.9%

$66.6BAssets$15.5M

4–0ZTOP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ZTOP, IUSB, VCIT, MUB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

IUSB0.06%$6

ZTOP0.39%$39

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: ZTOP, IUSB, VCIT, MUB

6.89%highest, ZTOP

FundTrailing yieldYield$10k

ZTOP6.89%$689

VCIT5.02%$502

IUSB4.33%$433

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$650most kept, ZTOP

ZTOP$689 − $39 = $650

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: ZTOP, IUSB, VCIT, MUB

Today

[…]holdings […]

ZTOPIUSBVCITMUB

ZTOP—[…][…][…]

IUSB[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.8%ZTOP, at 3.5% volatility

ZTOPWorst drop−2.9%3.5% vol

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

ZTOPMUB

+1.1%Year to date+0.7%

6.9%Yield3.3%

+2.8%Past year+1.1%

0.39%Fee0.05%

3–1ZTOP wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026