Compare · 3 funds side by side · dividends reinvested

ZTOP, USHY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

ZTOP, USHY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Broad USD High Yield Corporate Bond ETFBonds & Cash · High yield0.08%7.12%+1.0%+2.6%+8.8%+3.8%−2.8%3.8%$27.1B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.8

F/m High Yield 100 ETFBonds & Cash · High yield0.39%6.90%+0.8%+2.6%[…][…]−2.9%3.5%$15M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: ZTOP 2025 · USHY 2017 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

F/m High Yield 100 ETF · $15M[…]

ZTOP

USHY

iShares Broad USD High Yield Corporate Bond ETF · $27.1B$12,047

$10,000 five years ago, dividends reinvested

ZTOPMeasureUSHY

+0.8%Year to dateJan 1 → Nov 5+1.0%

+2.6%1 yearTotal return+2.6%

[…]3 years · per year$10,000 became […] · $12,891+8.8%

[…]5 years · per year$10,000 became […] · $12,047+3.8%

0.39%Expense ratio$39 · $8 a year on $10k · lower is better0.08%

6.90%Trailing 12-mo yield$690 · $712 a year on $10k7.12%

−2.9%Worst dropSmaller is better−2.8%

3.5%VolatilityLower is calmer3.8%

ZTOPUSHY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–4USHY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ZTOP vs USHY: Top 5 Holdings

Today

ZTOP

[…]in top 5

USHY

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

ZTOP vs USHY Returns, Every Period

F/mZTOP

+2.6%

past year

USHYiShares

+2.6%

past year

ZTOPUSHYFaded: behind in that period

0–1USHY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

ZTOP vs USHY

YTD

F/mZTOP

+0.8%

USHYiShares

+1.0%

+0.8%Year to date+1.0%

−2.9%Worst drop · 1Y−2.8%

3.5%Volatility · 1Y3.8%

6.9%Yield7.1%

$15.5MAssets$27.1B

3–1USHY wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ZTOP, USHY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

USHY0.08%$8

ZTOP0.39%$39

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: ZTOP, USHY, VOO

7.12%highest, USHY

FundTrailing yieldYield$10k

USHY7.12%$712

ZTOP6.90%$690

VOO1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$704most kept, USHY

USHY$712 − $8 = $704

ZTOP$690 − $39 = $651

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: ZTOP, USHY, VOO

Today

[…]holdings […]

ZTOPUSHYVOO

ZTOP—[…][…]

USHY[…]—[…]

VOO[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

ZTOPWorst drop−2.9%3.5% vol

USHYWorst drop−2.8%3.8% vol

VOOWorst drop−8.9%13.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

USHYVOO

+1.0%Year to date+8.4%

7.1%Yield1.1%

+2.6%Past year+9.8%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026