HAPI vs DFAC

AHAPI

BDFAC

Measures won2–4DFAC wins · of 6 · 1Y

$10,000 · 1Y$11,772DFAC · HAPI $11,360

Lowest cost0.21%DFAC · $21 on $10k

Most income0.87%DFAC · $87 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common41.5%HAPI and DFAC

HAPI

DFAC

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MDimensional - US Core Equity 2 ETF · $89.2B

+12.3%Year to dateJan 1 → Nov 4+15.8%

+13.6%1 yearTotal return+17.7%

0.35%Expense ratio$35 · $21 on $10k · lower wins0.21%

0.77%12-mo yield$77 · $87 on $10k0.87%

−8.1%Worst dropSmaller wins−8.5%

12.2%VolatilityLower wins12.3%

2–4DFAC wins

$10,000 · 1 yearOne scale

Shared top holdingsHAPI · DFAC

5.9%AAPL5.6%

5.1%NVDA5.3%

5.9%MSFT4.8%

5.7%AMZN2.6%

Held in common41.5%

End-of-day Nov 4, 2026 · $10,000 1 year ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

1Y2 funds

#			Trend
1	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk		0.21%	0.87%	+1.5%	+15.8%	+17.7%	+23.2%	+11.7%	−8.5%	$89.2B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

1Y2 funds

#			Trend
1	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk		0.21%	0.87%	+1.5%	+15.8%	+17.7%	+23.2%	+11.7%	−8.5%	$89.2B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs DFAC

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

$11,360

DFAC

Dimensional - US Core Equity 2

$11,772

MeasureHAPIDFAC

Fee0.35%0.21%

Cost on $10k a year$35$21

Yield0.77%0.87%

5 years, per year[…]+11.7%

3 years, per year+23.9%+23.2%

Worst drop · 1Y−8.1%−8.5%

Volatility · 1Y12.2%12.3%

3–2measures won
HAPI first

41.5%

holdings shared

Nov 4, 2026 · $10,000 one year ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: HAPI, DFAC

Today

41.5%most shared, HAPI and DFAC

HAPIDFAC

HAPI—41.5%

DFAC41.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$66most kept, DFAC

DFAC$87 − $21 = $66

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee