IVV vs HAPI

AIVV

BHAPI

Measures won3–3level · of 6 · 1Y

$10,000 · 1Y$10,995HAPI · IVV $10,977

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common50.8%IVV and HAPI

IVV

HAPI

iShares Core S&P 500 ETF · $853BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $484M

+8.7%Year to dateJan 1 → Nov 6+8.0%

+9.8%1 yearTotal return+9.9%

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

1.14%12-mo yield$114 · $80 on $10k0.80%

−8.9%Worst dropSmaller wins−8.1%

13.6%VolatilityLower wins12.7%

3–3Level

$10,000 · 1 yearOne scale

Shared top holdingsIVV · HAPI

7.9%AAPL6.2%

6.3%MSFT6.2%

6.9%NVDA4.6%

4.0%AMZN6.0%

Held in common50.8%

End-of-day Nov 6, 2026 · $10,000 1 year ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

1Y2 funds

#			Trend
1	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M
2	AIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

1Y2 funds

#			Trend
1	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M
2	AIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs HAPI

IVV

iShares Core S&P 500

$10,977

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

$10,995

MeasureIVVHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield1.14%0.80%

5 years, per year+11.4%[…]

3 years, per year+21.8%+21.7%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y13.6%12.7%

3–2measures won
IVV first

50.8%

holdings shared

Nov 6, 2026 · $10,000 one year ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IVV, HAPI

Today

50.8%most shared, IVV and HAPI

IVVHAPI

IVV—50.8%

HAPI50.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee