VCIT vs SHM

AVCIT

BSHM

Measures won2–4SHM wins · of 6 · 1Y

$10,000 · 1Y$10,576QQQ · SHM $10,199

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]VCIT and SHM

VCIT

SHM

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

−0.8%Year to dateJan 1 → Nov 6+1.4%

+0.4%1 yearTotal return+2.0%

0.03%Expense ratio$3 · $20 on $10k · lower wins0.20%

5.02%12-mo yield$502 · $270 on $10k2.70%

−4.9%Worst dropSmaller wins−2.7%

4.5%VolatilityLower wins1.8%

2–4SHM wins

$10,000 · 1 yearAll four, one scale

Shared top holdingsVCIT · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 1 year ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

1Y4 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$446.1B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

1Y4 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$446.1B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs SHM

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,037

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,199

MeasureVCITSHM

Fee0.03%0.20%

Cost on $10k a year$3$20

Yield5.02%2.70%

5 years, per year+1.0%+1.1%

3 years, per year+6.9%+3.4%

Worst drop · 1Y−4.9%−2.7%

Volatility · 1Y4.5%1.8%

3–3measures won
level

Nov 6, 2026 · $10,000 one year ago, dividends reinvested

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–0QQQM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$29.1BAssets$446B

2–0QQQ wins

End-of-day Nov 6, 2026

Overlap: QQQ, SHM, VCIT, BND

Today

[…]holdings […]

QQQSHMVCITBND

QQQ—[…][…][…]

SHM[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SHM$270 − $20 = $250

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee