VCIT vs IUSB

AVCIT

BIUSB

Measures won2–4IUSB wins · of 6 · 1Y

$10,000 · 1Y$10,049IUSB · BND $10,028

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]VCIT and IUSB

VCIT

IUSB

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BiShares Core Universal USD Bond ETF · $50.5B

−0.7%Year to dateJan 1 → Nov 9+0.1%

+0.0%1 yearTotal return+0.5%

0.03%Expense ratio$3 · $6 on $10k · lower wins0.06%

5.02%12-mo yield$502 · $433 on $10k4.33%

−4.9%Worst dropSmaller wins−4.3%

4.5%VolatilityLower wins3.9%

2–4IUSB wins

$10,000 · 1 yearAll four, one scale

Shared top holdingsVCIT · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 1 year ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

1Y4 funds

#
1	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	FIXD	First Trust Smith Opportunistic Fixed Income ETFRead Desk	0.65%	4.81%	+0.1%	−1.1%	−0.8%	+4.9%	−0.7%	−5.4%	$2.8B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

1Y4 funds

#
1	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	FIXD	First Trust Smith Opportunistic Fixed Income ETFRead Desk	0.65%	4.81%	+0.1%	−1.1%	−0.8%	+4.9%	−0.7%	−5.4%	$2.8B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs IUSB

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,003

IUSB

iShares Core Universal USD Bond

$10,049

MeasureVCITIUSB

Fee0.03%0.06%

Cost on $10k a year$3$6

Yield5.02%4.33%

5 years, per year+1.0%+0.3%

3 years, per year+6.6%+5.4%

Worst drop · 1Y−4.9%−4.3%

Volatility · 1Y4.5%3.9%

4–2measures won
VCIT first

Nov 9, 2026 · $10,000 one year ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VCIT, FIXD, IUSB, BND

Today

[…]holdings […]

VCITFIXDIUSBBND

VCIT—[…][…][…]

FIXD[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

FIXD$481 − $65 = $416

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee