VTIP vs SGOV

AVTIP

BSGOV

Measures won2–4SGOV wins · of 6 · 1Y

$10,000 · 1Y$10,377SGOV · VTIP $10,068

Lowest cost0.03%VTIP · $3 on $10k

Most income5.32%DFIP · $532 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VTIP and SGOV

VTIP

SGOV

Vanguard Short-Term Inflation-Protected Securities ETF · $20.9BiShares 0-3 Month Treasury Bond ETF · $117B

+0.4%Year to dateJan 1 → Nov 9+3.2%

+0.7%1 yearTotal return+3.8%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

4.82%12-mo yield$482 · $363 on $10k3.63%

−2.6%Worst dropSmaller wins0.0%

2.2%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 1 yearAll four, one scale

Shared top holdingsVTIP · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 1 year ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

1Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.82%	−0.2%	+0.4%	+0.7%	+4.3%	+2.7%	−2.6%	$20.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	DFIP	Dimensional - Inflation-Protected Securities ETFRead Desk	0.11%	5.32%	−0.3%	−0.3%	−0.5%	+4.4%	new	−4.3%	$1.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

1Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AVTIP	Vanguard Short-Term Inflation-Protected Securities ETFRead Desk	0.03%	4.82%	−0.2%	+0.4%	+0.7%	+4.3%	+2.7%	−2.6%	$20.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	DFIP	Dimensional - Inflation-Protected Securities ETFRead Desk	0.11%	5.32%	−0.3%	−0.3%	−0.5%	+4.4%	new	−4.3%	$1.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VTIP vs SGOV

VTIP

Vanguard Short-Term Inflation-Protected Securities

$10,068

SGOV

iShares 0-3 Month Treasury Bond

$10,377

MeasureVTIPSGOV

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield4.82%3.63%

5 years, per year+2.7%+3.9%

3 years, per year+4.3%+4.5%

Worst drop · 1Y−2.6%+0.0%

Volatility · 1Y2.2%0.2%

4–2measures won
SGOV first

Nov 9, 2026 · $10,000 one year ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: VTIP, DFIP, SGOV, BND

Today

[…]holdings […]

VTIPDFIPSGOVBND

VTIP—[…][…][…]

DFIP[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$521most kept, DFIP

DFIP$532 − $11 = $521

VTIP$482 − $3 = $479

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee