CLIP vs VCIT

ACLIP

BVCIT

Measures won2–3VCIT wins · of 6 · 3Y

$10,000 · 3Y$11,974VCIT · IUSB $11,560

Lowest cost0.03%VCIT · $3 on $10k

Most income5.05%VCIT · $505 on $10k

Smallest drop−0.0%CLIP · worst fall in 1Y

Held in common[…]CLIP and VCIT

CLIP

VCIT

Global X - 1-3 Month T-Bill ETF · $2.3BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+4.5%3 years · per year$11,413 · $11,974+6.2%

[…]5 years · per year[…] · $10,415+0.8%

0.07%Expense ratio$7 · $3 on $10k · lower wins0.03%

3.72%12-mo yield$372 · $505 on $10k5.05%

−0.0%Worst dropSmaller wins−4.9%

0.2%VolatilityLower wins4.5%

2–3VCIT wins

$10,000 · 3 yearsAll four, one scale

Shared top holdingsCLIP · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

3Y4 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.6%	−0.5%	−0.2%	+5.0%	+0.1%	−4.3%	$50.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.7%	−0.7%	−0.4%	+4.6%	−0.2%	−4.5%	$161.4B
4	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

3Y4 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.6%	−0.5%	−0.2%	+5.0%	+0.1%	−4.3%	$50.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.7%	−0.7%	−0.4%	+4.6%	−0.2%	−4.5%	$161.4B
4	ACLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.2%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

CLIP vs VCIT

CLIP

Global X - 1-3 Month T-Bill

$11,413

VCIT

Vanguard Intermediate-Term Corporate Bond

$11,974

MeasureCLIPVCIT

Fee0.07%0.03%

Cost on $10k a year$7$3

Yield3.72%5.05%

5 years, per year[…]+0.8%

3 years, per year+4.5%+6.2%

Worst drop · 1Y−0.0%−4.9%

Volatility · 1Y0.2%4.5%

3–2measures won
VCIT first

Nov 10, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.7%

AGGiShares

−0.7%

−0.7%Year to date−0.7%

4.1%Yield4.2%

$161BAssets$139B

1–0AGG wins

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

Overlap: CLIP, IUSB, VCIT, BND

Today

[…]holdings […]

CLIPIUSBVCITBND

CLIP—[…][…][…]

IUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

IUSB$436 − $6 = $430

BND$415 − $3 = $412

CLIP$372 − $7 = $365

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee