PULS vs GSST

APULS

BGSST

Measures won5–1PULS wins · of 6 · 3Y

$10,000 · 3Y$12,129VCIT · GSST $11,700

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.1%PULS · worst fall in 1Y

Held in common0.0%PULS and GSST

PULS

GSST

PGIM Ultra Short Bond ETF · $19.8BGoldman Sachs Ultra Short Bond ETF · $1.8B

+5.3%3 years · per year$11,666 · $11,700+5.4%

+4.4%5 years · per year$12,424 · $12,225+4.1%

0.15%Expense ratio$15 · $20 on $10k · lower wins0.20%

4.35%12-mo yield$435 · $418 on $10k4.18%

−0.1%Worst dropSmaller wins−0.2%

0.4%VolatilityLower wins0.5%

5–1PULS wins

$10,000 · 3 yearsAll four, one scale

Shared top holdingsPULS · GSST

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

3Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BGSST	Goldman Sachs Ultra Short Bond ETFRead Desk	0.20%	4.18%	0.0%	+3.3%	+4.0%	+5.4%	+4.1%	−0.2%	$1.8B
3	APULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.35%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

3Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BGSST	Goldman Sachs Ultra Short Bond ETFRead Desk	0.20%	4.18%	0.0%	+3.3%	+4.0%	+5.4%	+4.1%	−0.2%	$1.8B
3	APULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.35%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PULS vs GSST

PULS

PGIM Ultra Short Bond

$11,666

GSST

Goldman Sachs Ultra Short Bond

$11,700

MeasurePULSGSST

Fee0.15%0.20%

Cost on $10k a year$15$20

Yield4.35%4.18%

5 years, per year+4.4%+4.1%

3 years, per year+5.3%+5.4%

Worst drop · 1Y−0.1%−0.2%

Volatility · 1Y0.4%0.5%

5–1measures won
PULS first

0.0%

holdings shared

Nov 9, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: GSST, PULS, VCIT, BND

Today

0.0%most shared, GSST and PULS

GSSTPULSVCITBND

GSST—0.0%[…][…]

PULS0.0%—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

PULS$435 − $15 = $420

BND$412 − $3 = $409

GSST$418 − $20 = $398

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee