HAPI vs IVV

AHAPI

BIVV

Measures won2–2level · of 6 · 3Y

$10,000 · 3Y$18,221IVV · HAPI $18,219

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common50.6%HAPI and IVV

HAPI

IVV

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MiShares Core S&P 500 ETF · $850B

+22.1%3 years · per year$18,219 · $18,221+22.1%

[…]5 years · per year[…] · $17,151+11.4%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.80%12-mo yield$80 · $114 on $10k1.14%

−8.1%Worst dropSmaller wins−8.9%

12.8%VolatilityLower wins13.6%

2–2Level

$10,000 · 3 yearsOne scale

Shared top holdingsHAPI · IVV

6.2%MSFT6.2%

6.1%AAPL7.7%

4.9%NVDA7.3%

5.9%AMZN3.9%

Held in common50.6%

End-of-day Nov 5, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

3Y2 funds

#			Trend
1	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

3Y2 funds

#			Trend
1	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IVV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

$18,219

IVV

iShares Core S&P 500

$18,221

MeasureHAPIIVV

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.80%1.14%

5 years, per year[…]+11.4%

3 years, per year+22.1%+22.1%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y12.8%13.6%

2–2measures won
level

50.6%

holdings shared

Nov 5, 2026 · $10,000 three years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: HAPI, IVV

Today

50.6%most shared, HAPI and IVV

HAPIIVV

HAPI—50.6%

IVV50.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee